$105,000
Active15762 Applewhite Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of SOUTH GULF COVE REALTY, INC · MLS# D6149078
2 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Gulf access waterfront lot, with southern rear exposure, only 1 bridge out, public water, sewer & power available, and located in desirable South Gulf Cove. Perfect for your new Florida home! This deed-restricted community, with a voluntary HOA, is one of the fastest-growing in the County. New home construction throughout the subdivision, with several newer homes on this street, but still plenty of natural surroundings. Located just off St. Paul Drive, which has a 2.5-mile linear park running north & south along the edge of the Interceptor Lagoon with a wide multi-use pathway and several benches to sit and enjoy the view. The pathways continue for miles on most of the main roads, creating a loop. Great for walking, cycling, jogging, etc. There are several other parks, including The Learning Garden on Blake Drive and the South Gulf Cove Park on Amicola Street. The latter has a playground, covered pavilions, BBQ grills, and a public boat ramp, which gives access to the 55 miles of canals within the subdivision and the lock leading out to the Myakka River, Charlotte Harbor, and the Gulf! Convenient for all local amenities: boating, fishing, kayaking, cycling, golf, nature trails, shopping, dining, entertainment, area beaches, etc. A short drive to world-famous Boca Grande, or visit beautiful Englewood Beach and historic Dearborn Street. Catch some baseball at the Charlotte Sports Park, Spring Training home of the Tampa Rays. Check out the various events at the Charlotte County Fairgrounds. Port Charlotte Town Center Mall and historic Punta Gorda are all within easy reach. Why wait? Escape cold winters and snow, and come enjoy life!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Brackish, Gulf/Ocean, Intracoastal Waterway, Lagoon, River
- Water view
- Yes
- Exposure
- North
- Flood zone
- AE
- Annual taxes
- $1,342/yr
- Listed
- Oct 7, 2026
- MLS #
- D6149078
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15762 APPLEWHITE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$843
$531 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $531
- Property taxes
- $112
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $843
Over the life of the loan
- Loan amount
- $84,000
- Down payment
- $21,000
- Total interest
- $107,137
- Principal + interest paid
- $191,137
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
15762 Applewhite Cir, Port Charlotte, FL 33981
Listing courtesy of SOUTH GULF COVE REALTY, INC · MLS# D6149078 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



