Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$105,000

Active

15762 Applewhite Cir, Port Charlotte, FL 33981

0.23 acre lot

Listing courtesy of SOUTH GULF COVE REALTY, INC · MLS# D6149078

2 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Gulf access waterfront lot, with southern rear exposure, only 1 bridge out, public water, sewer & power available, and located in desirable South Gulf Cove. Perfect for your new Florida home! This deed-restricted community, with a voluntary HOA, is one of the fastest-growing in the County. New home construction throughout the subdivision, with several newer homes on this street, but still plenty of natural surroundings. Located just off St. Paul Drive, which has a 2.5-mile linear park running north & south along the edge of the Interceptor Lagoon with a wide multi-use pathway and several benches to sit and enjoy the view. The pathways continue for miles on most of the main roads, creating a loop. Great for walking, cycling, jogging, etc. There are several other parks, including The Learning Garden on Blake Drive and the South Gulf Cove Park on Amicola Street. The latter has a playground, covered pavilions, BBQ grills, and a public boat ramp, which gives access to the 55 miles of canals within the subdivision and the lock leading out to the Myakka River, Charlotte Harbor, and the Gulf! Convenient for all local amenities: boating, fishing, kayaking, cycling, golf, nature trails, shopping, dining, entertainment, area beaches, etc. A short drive to world-famous Boca Grande, or visit beautiful Englewood Beach and historic Dearborn Street. Catch some baseball at the Charlotte Sports Park, Spring Training home of the Tampa Rays. Check out the various events at the Charlotte County Fairgrounds. Port Charlotte Town Center Mall and historic Punta Gorda are all within easy reach. Why wait? Escape cold winters and snow, and come enjoy life!

Facts

Property type
Land
Lot size
0.23 acres
Waterfront
Yes · 80 ft
Water access
Bay/Harbor, Canal - Brackish, Gulf/Ocean, Intracoastal Waterway, Lagoon, River
Water view
Yes
Exposure
North
Flood zone
AE
Annual taxes
$1,342/yr
Listed
Oct 7, 2026
MLS #
D6149078

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 15762 APPLEWHITE CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$843

$531 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$531
Property taxes
$112
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$843

Over the life of the loan

Loan amount
$84,000
Down payment
$21,000
Total interest
$107,137
Principal + interest paid
$191,137
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15762 Applewhite Cir, Port Charlotte, FL 33981

Listing courtesy of SOUTH GULF COVE REALTY, INC · MLS# D6149078 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sat, Oct 10 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 9, 2026, 6:44 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]