$285,000
Active18142 Charter Ave, Port Charlotte, FL 33954
3 beds · 2 baths · 1,396 sq ft
Listing courtesy of REALTY ONE GROUP MVP · MLS# A4708866
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to this beautifully updated 3-bedroom, 2-bath home in the heart of Port Charlotte, offering a functional split-bedroom floor plan, vaulted ceilings, abundant natural light, and an impressive list of recent improvements. With 1,396 square feet of living space, this home has been thoughtfully maintained and upgraded with comfort, efficiency, and everyday living in mind. Major updates include a new roof in 2023 and a new Rheem 3-ton HVAC system and air handler installed in August 2026 with UV light protection. Inside, the home has been refreshed with 24 ultra-thin LED recessed lights, along with replacement Leviton outlets and rocker switches throughout. The kitchen is complemented by newer stainless-steel appliances, while an Insignia refrigerator, washer, and dryer were added in 2024. Both toilets were replaced with Glacier Bay models in 2024. Additional improvements include a Genie StealthDrive Connect smart belt-drive garage door opener installed in 2026, along with servicing of the home's water softener and well pump and replacement of the water-pressure switch in 2024. The interior laundry room, oversized two-car garage, and split-bedroom layout add to the home's functionality. Outside, enjoy a fully fenced and gated backyard with a 12' x 16' concrete patio. Perfect for grilling, entertaining, pets, or simply enjoying the Florida weather. With no HOA and a convenient Port Charlotte location near shopping, dining, golf, and area amenities, this home combines an established neighborhood with extensive recent improvements. Move-in ready and packed with meaningful upgrades, this is a home where many of the big-ticket improvements have already been taken care of. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Living area
- 1,396 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,888/yr
- Listed
- Oct 6, 2026
- MLS #
- A4708866
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18142 CHARTER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,003
$1,441 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,441
- Property taxes
- $324
- Homeowners insurance
- $238
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,003
Over the life of the loan
- Loan amount
- $228,000
- Down payment
- $57,000
- Total interest
- $290,801
- Principal + interest paid
- $518,801
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
18142 Charter Ave, Port Charlotte, FL 33954
Listing courtesy of REALTY ONE GROUP MVP · MLS# A4708866 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
