$11,000
Active3456 Monarch St, Port Charlotte, FL 33948
0.23 acre lot
Listing courtesy of RE/MAX PALM REALTY · MLS# C7531721
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
BEAUTIFUL RESIDENTIAL LOT IN THE HEART OF PORT CHARLOTTE! Discover the perfect opportunity to build your dream home in beautiful Southwest Florida! Situated in an established residential area, this property offers a wonderful setting for your future Florida retreat. Enjoy convenient access to some of the area's premier golf courses, shopping, restaurants, entertainment, parks, and recreational opportunities. Outdoor enthusiasts will appreciate the proximity to Charlotte Harbor, known for its exceptional boating and fishing opportunities, along with the beautiful Gulf Coast beaches just a drive away. Whether you're looking to build your forever home, a seasonal getaway, or invest in Southwest Florida's future, this property presents an excellent opportunity. Experience the sunshine, recreation, and relaxed coastal lifestyle that make Port Charlotte such a desirable place to call home!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $435/yr
- Listed
- Oct 6, 2026
- MLS #
- C7531721
Price & status history
- Listed for $11,000
- Status changed to Active
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3456 MONARCH ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$292
$56 of that is principal & interest. 81% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $56
- Property taxes
- $36
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $292
Over the life of the loan
- Loan amount
- $8,800
- Down payment
- $2,200
- Total interest
- $11,224
- Principal + interest paid
- $20,024
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3456 Monarch St, Port Charlotte, FL 33948
Listing courtesy of RE/MAX PALM REALTY · MLS# C7531721 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



