$585,000
Active42227 Hammock Ln, Punta Gorda, FL 33982
5 beds Β· 4 baths Β· 3,112 sq ft
Listing courtesy of EXP REALTY LLC Β· MLS# C7531729
1 day on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Set on a desirable corner property in the heart of Lake Timber, 42227 Hammock Lane offers the space, flexibility, and established neighborhood setting that can be hard to find in Babcock Ranch. This impressive WCI Redbud model offers over 3,100 square feet of air conditioned living space with 5 bedrooms, 4 full bathrooms, a large upstairs loft, 2 car garage, and durable metal roof. The corner location provides added separation from neighboring homes, a more open feel, additional natural light, and enhanced curb appeal. The bright, open concept main level is designed for gathering and entertaining, with a spacious kitchen featuring an oversized island, quartz countertops, gas range, abundant cabinetry, and seamless flow into the dining and family areas. The first floor offers a private primary suite with dual vanities and a large walk in shower, plus a second bedroom and full bathroom, an ideal setup for guests or multigenerational living. Upstairs you'll find three additional bedrooms, two full bathrooms, and an expansive loft with built in storage, perfect for a second living room, media room, playroom, or home office. A screened lanai extends the living space outdoors for year round Florida enjoyment. Lake Timber offers mature landscaping and an exceptional location with close proximity to the Lake Timber neighborhood pool, Founders Square, and the new B Street district, bringing even more shopping, dining, entertainment, and gathering spaces nearby. The home is located in Flood Zone X, and its metal roof and location within Babcock Ranch may contribute to more favorable homeowners insurance rates. Babcock Ranch was designed with sustainability and storm resiliency at its core and is known as America's first solar powered town, featuring underground utilities, extensive stormwater management, energy efficient building standards, preserved green space, and miles of interconnected trails. Come live like your on vacation every single day!
Facts
- Property type
- Single Family Residence
- Year built
- 2021
- Living area
- 3,112 sqft
- Lot size
- 0.21 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $9,856/yr
- Monthly fees
- $136/mo
- Listed
- Oct 6, 2026
- MLS #
- C7531729
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 42227 HAMMOCK LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,403
$2,958 of that is principal & interest. 33% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,958
- Property taxes
- $821
- Homeowners insurance
- $488
- Flood insurance
- $0
- HOA / condo fees
- $136
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,403
Over the life of the loan
- Loan amount
- $468,000
- Down payment
- $117,000
- Total interest
- $596,908
- Principal + interest paid
- $1,064,908
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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42227 Hammock Ln, Punta Gorda, FL 33982
Listing courtesy of EXP REALTY LLC Β· MLS# C7531729 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



