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$219,000

Active

2913 Captiva Gardens Dr #2, Sarasota, FL 34231

2 beds Β· 2 baths Β· 1,206 sq ft

Listing courtesy of EXP REALTY LLC Β· MLS# A4708917

1 day on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Garden views, two separate living areas, and a short drive to Siesta Key Beach set this 2-bedroom, 2-bath single-story villa in Captiva Gardens apart, a small, landscaped community in Central Sarasota tucked between US-41 and Beneva Road. With 1,206 heated square feet (1,638 total), an attached 1-car garage, and an HOA that handles nearly every exterior chore, it's an easy, low-maintenance way to own in one of Sarasota's most convenient pockets. The ground-level entry opens to a spacious living room with room for a full sofa arrangement and a dining set, while a separate family room gives you a second space for a home office, a reading room, or a TV den that stays out of the main flow. The well laid out kitchen comes with a range, refrigerator, and dishwasher already in place. The primary bedroom and the second bedroom each have built-in closets, and with two full baths, nobody is waiting on a shared bathroom. Ceiling fans keep air moving through the main rooms, and the floors pair carpet in the softer spaces with easy-care ceramic tile where it counts. The enclosed lanai is the spot for morning coffee or an evening wind-down, looking out over mature landscaping and garden views kept green by the community's irrigation system. The attached 1-car garage holds the laundry hookups along with parking and storage, so there's no shared laundry room and no hauling groceries across a lot. Block and stucco construction, a shingle roof, and central air and heat round out the essentials. Captiva Gardens is built around low-maintenance living. The HOA covers cable TV, the community pool, insurance, exterior, grounds, and repair maintenance, pest control, sewer, trash, and water, which takes a long list of monthly bills and weekend projects off your plate. Residents also have use of the clubhouse for gatherings and the community pool, and a lake adds a peaceful backdrop to the grounds. Pets are permitted within association weight limits (16 to 35 lbs), and the community is not age-restricted. Location is a big part of the appeal. Siesta Key Beach, repeatedly ranked the No. 1 beach in the U.S. by Tripadvisor and famous for its powder-soft, 99% quartz sand that stays cool underfoot, is just minutes away for sunset swims and the long-running Sunday drum circle. Closer still, Gulf Gate Village packs more than 150 locally owned shops, restaurants, bakeries, and bars into a walkable district, with grocery stores, everyday services, and the Gulf Gate Library nearby. Downtown Sarasota's dining, theater, and bayfront are a quick drive north on US-41, and Sarasota-Bradenton International Airport is roughly 11 miles away. The home is not currently tenant occupied and is available for cash, conventional, FHA, or VA financing. A single-story Sarasota villa at $219,000 with this much covered by the HOA and the beach this close is worth seeing in person. Schedule your private showing today.

Facts

Property type
Villa
Year built
1975
Living area
1,206 sqft
Private pool
No
Exposure
Southeast
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$1,308/yr
Monthly fees
$650/mo
Listed
Oct 7, 2026
MLS #
A4708917

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2913 CAPTIVA GARDENS DR #2. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,066

$1,107 of that is principal & interest. 46% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,107
Property taxes
$109
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$650
Mortgage insurance (PMI)
$0
Total per month
$2,066

Over the life of the loan

Loan amount
$175,200
Down payment
$43,800
Total interest
$223,458
Principal + interest paid
$398,658
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2913 Captiva Gardens Dr #2, Sarasota, FL 34231

Listing courtesy of EXP REALTY LLC Β· MLS# A4708917 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Mon, Oct 12 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 12, 2026, 1:35 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]