$249,000
Active860 Chatham Dr #860, Venice, FL 34285
2 beds · 2 baths · 1,116 sq ft
Listing courtesy of MEDWAY REALTY · MLS# C7531747
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Enjoy the best of Florida living in the Cottages at Bird Bay! This detached villa offers the feel and privacy of a single-family home with the convenience of a low-maintenance lifestyle. Step inside to a bright, inviting interior highlighted by impressive vaulted ceilings, two spacious bedrooms, two bathrooms, and ample storage throughout. Extend your living space outdoors with multiple sitting areas and an extended, enclosed lanai—perfect for relaxing, entertaining, or enjoying Florida’s year-round sunshine. Two covered parking spaces conveniently located just outside your front door add to the appeal. The roof and AC are newer for your peace of mind. Enjoy a carefree lifestyle with HOA dues that cover ALL exterior maintenance and care, along with access to the community’s pool, sports courts, fitness center, and clubhouse. Ideally located just minutes from area beaches, dining, hospitals, and airports, with the popular Legacy Trail and its 18.5 miles of paved recreational paths just a short ride away. Nestled within a well-maintained community, these detached villas are a rare opportunity. Don’t miss your chance to enjoy the Florida lifestyle you’ve been looking for—schedule your private showing today! Make sure to view the 3D walkthrouh: https://my.matterport.com/show/?m=RuWSCxxT3PV&mls=1
Facts
- Property type
- Single Family Residence
- Year built
- 1985
- Living area
- 1,116 sqft
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,318/yr
- Monthly fees
- $656/mo
- Listed
- Oct 9, 2026
- MLS #
- C7531747
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 860 CHATHAM DR #860. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,399
$1,259 of that is principal & interest. 48% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,259
- Property taxes
- $277
- Homeowners insurance
- $208
- Flood insurance
- $0
- HOA / condo fees
- $656
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,399
Over the life of the loan
- Loan amount
- $199,200
- Down payment
- $49,800
- Total interest
- $254,069
- Principal + interest paid
- $453,269
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
860 Chatham Dr #860, Venice, FL 34285
Listing courtesy of MEDWAY REALTY · MLS# C7531747 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



