$249,900
Active1318 Wesley Dr #124B, Punta Gorda, FL 33950
2 beds · 2 baths · 1,049 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7531750
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
**NEWLY UPDATED WATERFRONT CONDO WITH GULF ACCESS — MOVE-IN READY AND WAITING FOR YOU!** This is the Punta Gorda lifestyle you've been waiting for! Beautifully updated and move-in ready, this 2-bedroom, 2-bath second-floor condo in Silver Cove offers the perfect combination of modern comfort, waterfront living and boating access. Enjoy peaceful canal views, a **heated community pool, low HOA fees and an opportunity to purchase your own boat dock for just $10,000!** Step inside to a fresh, updated interior with a comfortable open living and dining area, well-appointed kitchen, and a desirable split-bedroom floor plan. The spacious primary suite offers a private bath, while the second bedroom provides comfortable accommodations for guests, a home office or a seasonal retreat. Outside, enjoy the peaceful waterfront setting and embrace the Southwest Florida lifestyle. Silver Cove offers **Gulf access**, making this an ideal opportunity for boaters and anyone who loves being on the water. A boat dock is available for purchase separately for only **$10,000**, providing an affordable way to make boating part of your Florida lifestyle. After a day on the water, cool off or unwind in the **heated community pool** and enjoy the tranquil surroundings. The **low HOA fee** adds to the appeal, making this an attractive option for those looking for an affordable waterfront lifestyle without the higher monthly costs found in many Southwest Florida waterfront communities. Whether you're looking for a full-time residence, winter getaway, investment property or your own Florida escape, this condo checks the boxes: **newly updated, waterfront, Gulf access, heated pool, low HOA and an affordable boat dock option.** **NEWLY UPDATED • WATERFRONT • GULF ACCESS • HEATED POOL • LOW HOA • BOAT DOCK AVAILABLE FOR $10,000** Don't miss this opportunity to own an affordable piece of the Punta Gorda waterfront lifestyle!
Facts
- Property type
- Condominium
- Year built
- 1984
- Living area
- 1,049 sqft
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Partially
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,654/yr
- Monthly fees
- $590/mo
- Listed
- Oct 7, 2026
- MLS #
- C7531750
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1318 WESLEY DR #124B. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,366
$1,264 of that is principal & interest. 47% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,264
- Property taxes
- $305
- Homeowners insurance
- $208
- Flood insurance
- $0
- HOA / condo fees
- $590
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,366
Over the life of the loan
- Loan amount
- $199,920
- Down payment
- $49,980
- Total interest
- $254,987
- Principal + interest paid
- $454,907
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1318 Wesley Dr #124B, Punta Gorda, FL 33950
Listing courtesy of RE/MAX PALM REALTY · MLS# C7531750 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



