$230,000
Active470 Ridgecrest Dr, Punta Gorda, FL 33982
2 beds · 2 baths · 1,288 sq ft
Listing courtesy of EXP REALTY LLC · MLS# C7531757
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
PEACE RIVER VIEWS, A DEDICATED BOAT SLIP, AND A HOME THAT CHECKS ALL THE BOXES! If you've been dreaming of living near the water without paying waterfront prices, this is an opportunity you don't want to miss! Located in the desirable Peace River Shores neighborhood, this two-bedroom, two-bathroom concrete block home offers views of the beautiful Peace River right across the street AND comes with its very own dedicated boat slip! Inside, you'll love the spacious open-concept floor plan, tile flooring throughout, and an updated kitchen featuring gorgeous cabinetry and plenty of room to gather. The home also features a spacious laundry room, attached one-car garage, and a metal roof installed in 2019. Outside, you'll find an abundance of yard space and plenty of parking for your vehicles, boat, and all your Florida toys! And here's something worth mentioning: while Hurricane Ian brought flooding to some homes in the area, this home did not experience water intrusion inside the house during the storm. Whether you're a first-time homebuyer looking for a smart investment, someone ready to downsize without sacrificing space, or simply dreaming of spending more time enjoying the Florida lifestyle, this property deserves a spot at the TOP of your list! With river views, boating access, and a move-in-ready feel, opportunities like this are worth a closer look. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1956
- Living area
- 1,288 sqft
- Lot size
- 0.34 acres
- Water access
- River
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- 10AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,416/yr
- Listed
- Oct 13, 2026
- MLS #
- C7531757
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 470 RIDGECREST DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,481
$1,163 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,163
- Property taxes
- $118
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,481
Over the life of the loan
- Loan amount
- $184,000
- Down payment
- $46,000
- Total interest
- $234,682
- Principal + interest paid
- $418,682
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
470 Ridgecrest Dr, Punta Gorda, FL 33982
Listing courtesy of EXP REALTY LLC · MLS# C7531757 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
