$155,000
Active3204 Sunny Harbor Dr, Punta Gorda, FL 33982
3 beds · 2 baths · 1,188 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7531758
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Enjoy waterfront living in this CHARMING FURNISHED 3-bedroom, 2-bathroom manufactured home with a carport, Florida room, and 68 FEET OF WATER FRONTAGE in the active 55+ community of PELICAN HARBOR. With a functional layout, beautiful water views, and direct access to the water from your backyard, this home offers a relaxed Florida lifestyle with plenty of opportunities to enjoy the outdoors. INTERIOR FEATURES • Furnished • Open living and dining areas • Florida room • Carport • Waterfront location KITCHEN FEATURES The eat-in kitchen offers plenty of workspace and storage, with a breakfast bar that creates a natural gathering spot for casual meals and entertaining. • Stainless steel appliances • Granite countertops • Breakfast bar • Eat-in dining area PRIMARY SUITE The spacious primary bedroom features a walk-in closet and private bathroom. • Walk-in closet • Dual-sink vanity • Walk-in shower GUEST BEDROOMS & BATH Two additional bedrooms offer comfortable accommodations for guests, family, or a home office. • Built-in closets • Shared guest bathroom nearby WATERFRONT & OUTDOOR LIVING Step outside and enjoy 68 FEET OF WATER FRONTAGE with a concrete seawall and plenty of room to add a dock and boat lift. Cast a line, launch a kayak, or simply relax by the water. The screened lanai extends the living and entertaining space and offers a beautiful setting to sip your morning coffee or unwind with your favorite evening beverage while enjoying the water views. PELICAN HARBOR COMMUNITY Pelican Harbor is an active 55+ waterfront community offering amenities designed for an enjoyable Florida lifestyle. • Clubhouse • Community pool • Shuffleboard • RV storage • Boat storage • Waterfront community With its furnished interior, 68 FEET OF WATER FRONTAGE, concrete seawall, room for a dock and boat lift, and active 55+ community amenities, this home is ready to enjoy the waterfront lifestyle. Schedule your showing today!
Facts
- Property type
- Manufactured Home
- Year built
- 2005
- Living area
- 1,188 sqft
- Lot size
- 0.16 acres
- Waterfront
- Yes · 68 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Creek, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- 13VE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $3,382/yr
- Monthly fees
- $175/mo
- Listed
- Oct 6, 2026
- MLS #
- C7531758
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3204 SUNNY HARBOR DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,441
$784 of that is principal & interest. 46% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $784
- Property taxes
- $282
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $175
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,441
Over the life of the loan
- Loan amount
- $124,000
- Down payment
- $31,000
- Total interest
- $158,155
- Principal + interest paid
- $282,155
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3204 Sunny Harbor Dr, Punta Gorda, FL 33982
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7531758 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



