$220,000
Active22199 Lancaster Ave, Port Charlotte, FL 33952
2 beds · 2 baths · 1,790 sq ft
Listing courtesy of BAIRD & WARNER RESIDENTIAL · MLS# A4708980
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
INVESTMENT OPPORTUNITY in Port Charlotte! This spacious 2-bedroom, 2-bath home offers approximately 1,790 sq. ft. of living space with a tenant already in place through October 31, 2027, at $1,500 per month, with the tenant paying utilities. A NEW ROOF was installed in 2023, taking care of one of the home's most significant improvements. The home offers generous living space, an attached garage, and a large 80' x 125' lot. The kitchen and baths provide an opportunity for future updating and personalization, while exterior painting and landscaping offer additional potential to enhance the property's curb appeal and value. Ideal for an investor looking for immediate rental income with the opportunity to improve and reposition the property after the current lease term. SHOWING RESTRICTIONS: Due to the tenant's pets, showings are limited to weekends and weekday evenings after 5:00 PM. A minimum of 24 hours' advance notice is required for ALL showings. All appointments must be scheduled in advance and coordinated with the tenant. Please respect tenant privacy and do not disturb occupants. Property is being sold AS-IS.
Facts
- Property type
- Single Family Residence
- Year built
- 1978
- Living area
- 1,790 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,552/yr
- Listed
- Oct 8, 2026
- MLS #
- A4708980
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 22199 LANCASTER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,692
$1,112 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,112
- Property taxes
- $379
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,692
Over the life of the loan
- Loan amount
- $176,000
- Down payment
- $44,000
- Total interest
- $224,478
- Principal + interest paid
- $400,478
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
22199 Lancaster Ave, Port Charlotte, FL 33952
Listing courtesy of BAIRD & WARNER RESIDENTIAL · MLS# A4708980 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
