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$550,000

Active

137 Dowling Ave NE, Port Charlotte, FL 33952

3 beds Β· 2 baths Β· 1,954 sq ft

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531778

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Enjoy the Southwest Florida lifestyle in this spacious 3-bedroom, 2-bath SALTWATER CANAL FRONT POOL HOME offering 1,954 square feet of living space, an attached 2-car garage, and approximately 80 feet of waterfrontage! Boasting attractive curb appeal, this residence features a METAL ROOF (2024), spacious driveway, and tropical landscaping accented by decorative white stone, palm trees, colorful flowering plants, and nautical touches. A welcoming front entry and paver walkway complete the inviting exterior. Step through the decorative double-door entry into a bright, open living and dining area featuring beautiful large-format glossy tile flooring and vaulted ceilings that enhance the spacious feel. Natural light fills the interior through a large front window and expansive sliding glass doors overlooking the pool. The generous layout provides flexibility for furniture arrangements and comfortable everyday living, with easy access to the outdoor entertaining areas. The GALLEY-STYLE KITCHEN offers warm wood cabinetry, ample counter space, neutral countertops, a tiled backsplash, and a suite of appliances. A double-basin sink with a gooseneck faucet sits beneath a window, while recessed lighting and a decorative tray-style ceiling detail complete the space. Just beyond the kitchen, the inviting family room provides an additional gathering area with vaulted ceilings, a decorative accent wall, and a convenient breakfast bar with seating. The adjoining Florida room features an expansive wall of sliding glass doors that showcase beautiful views of the swimming pool and tropical landscaping. The PRIMARY SUITE offers a relaxing retreat with tile flooring, ceiling fan, and multiple windows overlooking the tropical surroundings. A dressing hallway with two closets leads to the ensuite bathroom featuring an extended dual-sink vanity, generous cabinetry and counter space, and a walk-in shower. Two additional generously sized guest bedrooms feature built-in closets and share a full bathroom with a walk-in shower. The outdoor living spaces are truly a highlight of this waterfront property! Step outside to your PRIVATE BACKYARD OASIS featuring an inviting swimming pool with decorative blue tile accents, a shallow lounging area, and a spacious deck bordered by attractive white fencing. An EXPANSIVE BRICK-PAVER PATIO extends the entertaining space and features a dedicated fire pit area. Lush tropical landscaping and mature trees create a beautiful backdrop for relaxing or gathering with friends and family. Closer to the water, a charming WOODEN PERGOLA with overhead string lighting shelters an elevated deck ideal for outdoor dining and entertaining. An additional brick-paver seating area overlooks the canal, offering a peaceful setting to enjoy morning coffee, evening refreshments, or passing boats. TWO DOCKS AND A BOAT LIFT provide convenient access to the saltwater canal. With just ONE FIXED BRIDGE between the property and open water, boating enthusiasts can explore the waterways leading toward Charlotte Harbor and the Gulf of Mexico, subject to vessel clearance. Conveniently located near shopping, dining, medical facilities, golf courses, parks, and recreational activities, this home also offers access to nearby downtown Punta Gorda, Charlotte Harbor, and the beautiful Gulf beaches of Englewood and Boca Grande.

Facts

Property type
Single Family Residence
Year built
1985
Living area
1,954 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 80 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
Water view
Yes
Private pool
Yes
Exposure
West
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$3,389/yr
Listed
Oct 8, 2026
MLS #
C7531778

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 137 DOWLING AVE NE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,522

$2,781 of that is principal & interest. 21% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,781
Property taxes
$282
Homeowners insurance
$458
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,522

Over the life of the loan

Loan amount
$440,000
Down payment
$110,000
Total interest
$561,196
Principal + interest paid
$1,001,196
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

137 Dowling Ave NE, Port Charlotte, FL 33952

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531778 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Oct 9 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 8, 2026, 6:20 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]