$329,900
Active8631 Lake Front Ct, Punta Gorda, FL 33950
3 beds · 2 baths · 1,591 sq ft
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7531782
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
WELCOME TO RIO VILLA LAKES! Enjoy LAKEFRONT LIVING in this meticulously maintained 3-bedroom, 2-car garage home located in the desirable 55+ GATED COMMUNITY of Rio Villa Lakes in Punta Gorda. Overlooking a picturesque lake with a decorative fountain, this beautiful home offers tropical landscaping, a brick-paver driveway, and exceptional curb appeal. Inside, the bright OPEN FLOOR PLAN features 9-FOOT CEILINGS, rich wood flooring, recessed lighting, and tasteful finishes throughout. The spacious great room opens to the SCREENED LAKEFRONT LANAI through sliding glass doors, creating the perfect setting for indoor-outdoor living. The beautifully appointed kitchen features white raised-panel cabinetry, decorative subway tile backsplash, stainless-steel appliances, ample counter space, and a convenient breakfast bar. The adjoining dining area is surrounded by windows showcasing STUNNING LAKE VIEWS. The spacious primary suite offers a private retreat with an ensuite bathroom featuring a SOAKING TUB AND SEPARATE SHOWER. Two additional bedrooms provide plenty of space for guests, a home office, or hobbies. Relax on your SCREENED LANAI while enjoying peaceful waterfront views and the soothing sounds of the fountain. Additional highlights include NEWER APPLIANCES, attractive interior finishes, and a thoughtfully designed floor plan. Residents enjoy resort-style amenities including a CLUBHOUSE, COMMUNITY POOL, TENNIS COURTS, PICKLEBALL, and social activities. Conveniently located just minutes from HISTORIC DOWNTOWN PUNTA GORDA, Charlotte Harbor, waterfront parks, restaurants, shopping, and entertainment, with easy access to Punta Gorda Airport and major roadways. Experience the perfect combination of LOW-MAINTENANCE FLORIDA LIVING, beautiful lake views, and an active 55+ lifestyle. SCHEDULE YOUR PRIVATE SHOWING TODAY!
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Living area
- 1,591 sqft
- Lot size
- 0.14 acres
- Waterfront
- Yes · 40 ft
- Water access
- Lake
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $4,508/yr
- Monthly fees
- $272/mo
- Listed
- Oct 9, 2026
- MLS #
- C7531782
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8631 LAKE FRONT CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,591
$1,668 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,668
- Property taxes
- $376
- Homeowners insurance
- $275
- Flood insurance
- $0
- HOA / condo fees
- $272
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,591
Over the life of the loan
- Loan amount
- $263,920
- Down payment
- $65,980
- Total interest
- $336,615
- Principal + interest paid
- $600,535
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8631 Lake Front Ct, Punta Gorda, FL 33950
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7531782 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
