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$775,000

Active

2107 Padre Island Dr, Punta Gorda, FL 33950

3 beds Β· 2 baths Β· 2,037 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7531784

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

THE LOT, THE VIEW, THE LOCATION - THIS HOME HAS IT ALL! Enjoy spectacular lake & golf course views without the drawbacks of living directly on a fairway. This custom 3 bed/2 bath/3-car garage Punta Gorda Isles home features 2,037 sq ft of living space, a heated saltwater pool & a distinctive setting overlooking the lake and four fairways of the private St. Andrews South Golf Club. The lake creates a natural buffer between the backyard & golf course, allowing you to enjoy the scenery without golfers passing directly behind the lanai on a cart path. Located on a quiet, no-through street away from tees, greens & cart paths, the oversized lot combines a desirable location w/a beautiful waterfront backdrop. Inside, the open floor plan features a great room, formal dining area & kitchen w/adjacent breakfast nook. Double tray ceilings, crown molding, 8-ft doors, plantation shutters & custom stained glass entry doors add character, while porcelain tile flooring laid on the diagonal flows throughout the home. Large windows fill the home w/natural light, and disappearing sliding glass doors open the great room to the lanai, drawing your attention to the lake beyond. The kitchen features granite counters, solid wood cabinetry, stainless steel appliances, tile backsplash & an oversized wraparound breakfast bar. A large mitered window in the breakfast nook frames the pool, lake & golf course views. The spacious master suite offers lanai access & an ensuite bath w/split granite-topped vanities, a garden tub surrounded by three arched windows w/plantation shutters & a separate tiled shower. Two guest bedrooms & a full bath are located on the opposite side of the home for added privacy. Outside, the oversized lanai features a paver deck surrounding the heated saltwater pool with room for dining or sunbathing as well as a covered dining/seating area. SOUTHERN REAR EXPOSURE keeps the lanai warm & sunny throughout the day, even during cooler winter months. Whether dining in the shade or spending the afternoon poolside, the lake & golf course remain in view. An outdoor shower w/hot & cold water adds convenience. Additional features include an attached 3-car garage w/oversized 9-ft door, interior laundry room w/storage cabinetry, paver driveway & tropical landscaping. FULL HURRICANE PROTECTION includes impact-resistant windows, electric roll-down shutters at the front entry & rear guest bedroom plus retractable StormSmart Kevlar screens on the lanai. RECENT UPDATES include A/C (2025), water heater (2025), dishwasher (2025), microwave (2025), refrigerator (2024) & stove (2023). Additional improvements include attic foam insulation & a rescreened pool cage. Life in Punta Gorda Isles extends well beyond the golf course, w/boating, fishing & waterfront activities nearby. The Punta Gorda Isles Civic Association (PGICA) brings neighbors together through clubs, classes & social activities. Enjoy convenient access to Fishermen's Village, Isles Yacht Club, area parks & historic downtown Punta Gorda for dining, shopping & entertainment. Make an appointment today to experience this exceptional home, its inviting outdoor living spaces & the lakefront setting that truly sets it apart! Some furniture is negotiable.

Facts

Property type
Single Family Residence
Year built
2013
Living area
2,037 sqft
Lot size
0.29 acres
Waterfront
Yes Β· 111 ft
Water view
Yes
Private pool
Yes
Exposure
North
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,636/yr
Listed
Oct 8, 2026
MLS #
C7531784

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2107 PADRE ISLAND DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,951

$3,919 of that is principal & interest. 21% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,919
Property taxes
$386
Homeowners insurance
$646
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$4,951

Over the life of the loan

Loan amount
$620,000
Down payment
$155,000
Total interest
$790,776
Principal + interest paid
$1,410,776
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2107 Padre Island Dr, Punta Gorda, FL 33950

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7531784 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Oct 9 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 8, 2026, 8:24 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]