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$1,750,000

Active

48 Colony Point Dr, Punta Gorda, FL 33950

3 beds Β· 4 baths Β· 2,846 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7531785

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Water defines the experience from the first glance to the final sunset. With swift, DIRECT sailboat access to Charlotte Harbor and the open Gulf beyond, this waterfront residence offers effortless boating paired with a thoughtfully upgraded living environment within the desirable Punta Gorda Isles community. The home features 3 bedrooms, 3.5 baths, and a versatile loft or bonus room in an open, split-bedroom main floor layout that feels both expansive and inviting. Brazilian cherry hardwood floors in the master and loft, a fully refreshed interior, and custom plantation shutters establish a timeless aesthetic, while natural light fills the great room with its volume ceilings, gas fireplace, and expansive sliders opening seamlessly to the lanai. The kitchen blends beauty and function with a five-burner gas cooktop, under-counter wine chiller, generous cabinetry, and a buried 500-gallon propane tank supporting indoor and outdoor features. The primary suite is privately positioned on the main level with direct lanai access, a spacious custom California closet, and a well-appointed bath retreat. Two additional guest bedrooms are also located on the main floor, including one with an en-suite bath and lanai access, offering comfort and privacy for family or visitors. Upstairs, a versatile loft-style space with a convenient half bath opens to a private balcony with elevated water views, making it ideal for a home office, media lounge, or flexible retreat. Outdoor living is a destination of its own, highlighted by a heated pool and spa professionally resurfaced with Pebble Tec in 2024 and enhanced with full automation, waterfalls, fire bowls, and sculptural water features. The screened lanai is designed for effortless entertaining with ambient party lighting, ceiling fan and light combinations, and a fully equipped outdoor kitchen featuring granite countertops, a Coyote grill, dual propane burners, refrigerator, and roof-vented hood. A new walkway leads you down to a concrete dock that was constructed in 2023 providing shore power, fresh water, and exceptional functionality, including two boat lifts replaced in 2023 and rated at 12,000 and 6,000 pounds, along with an additional lift for a kayak or small craft, making quick harbor access (2 minutes to open water) part of everyday life. Additional improvements include two new air conditioning units (installed 2020), a standing-seam metal roof (2023), professional landscaping enhancements in 2024, 2024 Whirlpool, impact-rated doors, Bahama shutters, a motorized front porch sunshade, updated exterior lighting, and an oversized two-car garage with epoxy flooring, custom cabinetry, and extended storage. Dual-zone climate control, multiple water heaters, owned security equipment, and electronic shade and locking systems complete this home, which is shaped by intention, elevated by its setting, and designed for a lifestyle that values both ease and excellence.

Facts

Property type
Single Family Residence
Year built
2006
Living area
2,846 sqft
Lot size
0.22 acres
Waterfront
Yes Β· 80 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean
Water view
Yes
Private pool
Yes
Exposure
West
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$16,631/yr
Listed
Oct 8, 2026
MLS #
C7531785

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 48 COLONY POINT DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$11,693

$8,849 of that is principal & interest. 24% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$8,849
Property taxes
$1,386
Homeowners insurance
$1,458
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$11,693

Over the life of the loan

Loan amount
$1,400,000
Down payment
$350,000
Total interest
$1,785,623
Principal + interest paid
$3,185,623
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

48 Colony Point Dr, Punta Gorda, FL 33950

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7531785 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Oct 9 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 8, 2026, 6:20 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]