$1,450,000
Coming Soon3830 Saba Ct, Punta Gorda, FL 33950
3 beds · 3 baths · 2,926 sq ft
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7531788
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
PROFESSIONAL PHOTOS COMING SOON! Imagine waking to sunrise over the water and ending each day with a glass of wine on your shaded lanai. This custom Ferro Built residence, tucked away on a quiet cul-de-sac in Punta Gorda Isles, was made for that kind of living. With 97 ft of seawall and a 79 ft dock with electric and water, your boat is always ready for the next adventure. Sailboat water with no bridges leads to Charlotte Harbor in under 15 minutes, where world-class fishing, sailing and water sports await.Inside, 2,960 sq ft of open-concept, split-plan living includes 3 bedrooms, 3 baths, a large office and a 3-car garage. Zero-corner sliders disappear to join the great room and the lanai into one seamless space for entertaining. The great room showcases a 14 ft ceiling fan and a custom entertainment center with an 83 in TV and sound bar, perfect for movie nights and game days. The chef’s kitchen is a true showpiece, with granite counters, stainless appliances, a French country sink, a GE Monogram 6 burner gas cooktop, a micro/convection oven with warming drawer, a wine cooler and reverse osmosis filtration.All of the bedrooms are large, and the split floor plan gives everyone their own space. The primary bedroom has direct access to the lanai, so your morning coffee is just steps away. The primary bath is a true retreat, with dual sinks, a large shower, a private water closet and a stunning custom Mica design wall by Diane Kohl.Step outside to your own resort. The canal side of the home greets the morning sun and offers cooler, shaded afternoons by the water. The saltwater pool and spa feature a sun shelf, solar heat with a heat pump backup and full WiFi automation, so the water is ready whenever you are. Two ceiling fans keep the lanai comfortable, and the outdoor kitchen with refrigerator, sink and storage cabinets makes alfresco dining effortless.Peace of mind comes standard. Full hurricane protection comes from impact windows and doors plus accordion shutters, and the home’s elevation kept it free of flooding. The flood insurance policy is transferable to the buyer, a valuable savings on a waterfront home. The garage offers custom wall storage units, a workbench, extra shelving and climate-controlled storage above.Downtown Punta Gorda is less than 10 minutes away, with waterfront dining, boutique shopping, Fishermen’s Village, Harborwalk and the Peace River. Punta Gorda Airport and I-75 are both less than 15 minutes away, making travel and commuting to Fort Myers or Sarasota easy. Come see why life on the water in Punta Gorda is the lifestyle everyone dreams about. All specifications and dimensions are deemed to be accurate and should be verified by the buyer or buyer's agent.
Facts
- Property type
- Single Family Residence
- Year built
- 2013
- Living area
- 2,926 sqft
- Lot size
- 0.25 acres
- Waterfront
- Yes · 97 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Negotiable
- Flood zone
- AE9
- CDD
- No
- 55+ community
- No
- Annual taxes
- $10,100/yr
- Listed
- Oct 9, 2026
- MLS #
- C7531788
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3830 SABA CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$9,382
$7,332 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,332
- Property taxes
- $842
- Homeowners insurance
- $1,208
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,382
Over the life of the loan
- Loan amount
- $1,160,000
- Down payment
- $290,000
- Total interest
- $1,479,516
- Principal + interest paid
- $2,639,516
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



