$249,999
Active18545 Jay Ave, Port Charlotte, FL 33948
5 beds · 3 baths · 1,735 sq ft
Listing courtesy of KELLER WILLIAMS WINTER PARK · MLS# O6448635
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Enjoy Florida living at 18545 Jay Avenue in Port Charlotte! This pool home sits on an approximately 0.23-acre lot and offers space for everyday living and entertaining. The kitchen includes room for casual dining, while additional bonus areas provide flexibility for a home office, hobbies, or extra gathering space. Outside, the pool and patio create a welcoming setting to relax and enjoy the sunshine. Whether you’re searching for a primary residence, seasonal retreat, or investment opportunity, this home deserves a closer look. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1981
- Living area
- 1,735 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,100/yr
- Listed
- Oct 7, 2026
- MLS #
- O6448635
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18545 JAY AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,814
$1,264 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,264
- Property taxes
- $342
- Homeowners insurance
- $208
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,814
Over the life of the loan
- Loan amount
- $199,999
- Down payment
- $50,000
- Total interest
- $255,088
- Principal + interest paid
- $455,087
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
18545 Jay Ave, Port Charlotte, FL 33948
Listing courtesy of KELLER WILLIAMS WINTER PARK · MLS# O6448635 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
