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$349,900

Active

4678 Willow Wood Cir #38, Sarasota, FL 34241

3 beds · 3 baths · 2,410 sq ft

Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585

Listing courtesy of BRIGHT REALTY · MLS# A4709130

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Stunning lakeside home with vaulted ceilings and an open, airy floor plan. The living room flows seamlessly into the dining room where sliders open to a front screened lanai. The kitchen features granite counters, an eat at island, stainless steel appliances, canned lighting, under sink water filtration, and a pantry with an additional frig/freezer. The kitchen opens into a columned great room with expansive lake views. A second screened lanai, lush with plants and a remote controlled water fountain, offers a private retreat with lake views. The first floor primary suite boasts a walk in closet, en suite bath with walk in shower, walk in closet and a large window overlooking the the gardened lanai and lake beyond. First floor also has a half bath, under stair storage. The second floor has 2 more bedrooms and a full bathroom. The large second bedroom has a bonus storage space from a door inside the closet.

Facts

Property type
Villa
Year built
1982
Living area
2,410 sqft
Lot size
0.05 acres
Water view
Yes
Private pool
No
Exposure
Northeast
Furnished
Partially
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$2,763/yr
Monthly fees
$819/mo
Listed
Oct 8, 2026
MLS #
A4709130

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 4678 WILLOW WOOD CIR #38. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,110

$1,769 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,769
Property taxes
$230
Homeowners insurance
$292
Flood insurance
$0
HOA / condo fees
$819
Mortgage insurance (PMI)
$0
Total per month
$3,110

Over the life of the loan

Loan amount
$279,920
Down payment
$69,980
Total interest
$357,023
Principal + interest paid
$636,943
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4678 Willow Wood Cir #38, Sarasota, FL 34241

Listing courtesy of BRIGHT REALTY · MLS# A4709130 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sat, Oct 10 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 9, 2026, 8:21 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]