$379,900
Coming Soon3065 Clifford St, Punta Gorda, FL 33980
3 beds · 3 baths · 2,090 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531831
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. WATERFRONT LIVING + A PRIVATE IN-LAW SUITE + NO HOA! Set on a canal in Port Charlotte Sec 13, this 3-bedroom, 3-bath concrete block ranch delivers 2,090 sq ft of heated living space and the flexibility today's buyers are looking for. Step inside to a bright foyer that opens into a sun-filled great room with soaring vaulted ceilings, an open floor plan and a wet bar made for entertaining. The kitchen is a showstopper, with crisp white cabinetry, solid surface counters, a statement range hood and room for everyone to gather. The split floor plan gives the primary suite its own private retreat, complete with a walk-in closet and an en suite bath with garden tub. Need space for guests, extended stays or a home office? The attached in-law suite (approx. 368 sq ft) has its own bedroom, full bath, kitchenette and PRIVATE ENTRANCE. Outside, the screened, covered lanai flows to a fenced backyard with a paver patio, fruit trees and mature landscaping, all overlooking the canal, with canal-fed irrigation to keep everything lush and green. Bonus features include an attached garage, storage shed, workshop, rain gutters and storm protection. Minutes to shopping, dining, golf, boating and Gulf beaches, with easy access to US-41 and I-75. Homes with this much space, versatility and water views don't come along often. Schedule your private showing today! Buyer to verify all information, including room dimensions, water access and flood zone.
Facts
- Property type
- Single Family Residence
- Year built
- 1986
- Living area
- 2,090 sqft
- Lot size
- 0.23 acres
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE10
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,928/yr
- Listed
- Oct 16, 2026
- MLS #
- C7531831
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3065 CLIFFORD ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,648
$1,921 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,921
- Property taxes
- $411
- Homeowners insurance
- $317
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,648
Over the life of the loan
- Loan amount
- $303,920
- Down payment
- $75,980
- Total interest
- $387,633
- Principal + interest paid
- $691,553
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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