$21,000
Active5432 Ashwood Rd, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7531875
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
WELCOME TO GULF COVE! Build your dream home in the desirable Gulf Cove community of Port Charlotte! This 10,000-SQUARE-FOOT RESIDENTIAL LOT offers a wonderful opportunity to create your own slice of Florida paradise in an established neighborhood with NO MANDATORY HOA FEES! Gulf Cove is a voluntary property owners association community nestled along the beautiful Myakka River, offering residents the option to enjoy additional amenities for a low annual membership fee. Optional membership provides access to the community's private waterfront park, picnic areas, pavilion, and playground, with boat ramp access available for an additional fee. Boating enthusiasts will appreciate the opportunity to launch onto the Myakka River, which connects to Charlotte Harbor and the Gulf of Mexico. Conveniently located near shopping, dining, golf courses, parks, and everyday conveniences, with the beautiful Gulf beaches of Englewood and Boca Grande just a short drive away. Enjoy the relaxed Southwest Florida lifestyle with easy access to fishing, boating, kayaking, and outdoor recreation. Whether you're ready to build now or planning for the future, this spacious lot offers an excellent opportunity to invest in a growing area of Port Charlotte. COME BUILD YOUR FLORIDA DREAM HOME IN GULF COVE!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- West
- Flood zone
- X
- Annual taxes
- $552/yr
- Monthly fees
- $6/mo
- Listed
- Oct 12, 2026
- MLS #
- C7531875
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5432 ASHWOOD RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$358
$106 of that is principal & interest. 70% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $106
- Property taxes
- $46
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $358
Over the life of the loan
- Loan amount
- $16,800
- Down payment
- $4,200
- Total interest
- $21,427
- Principal + interest paid
- $38,227
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5432 Ashwood Rd, Port Charlotte, FL 33981
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7531875 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
