$575,000
Coming Soon4120 Lakes Ct, Port Charlotte, FL 33953
4 beds · 3 baths · 2,356 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7531884
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
*Professional Photos to be uploaded by 10/19/2026* Enjoy the Riverwood lifestyle: with a private pool, peaceful pond views, and room for everyone. Tucked on a quiet cul-de-sac, this inviting four-bedroom, three-bath home pairs a flexible, single-story layout with the relaxed feel of Southwest Florida living. Gather in the spacious family room, host dinners in the formal dining area, or start the day in the bright kitchen, complete with an island, breakfast bar, and pantry. The fourth bedroom and nearby full bath with a walk-in shower and direct access to the pool area create a welcoming private retreat for guests or extended stays. Outside, unwind on the screened lanai and enjoy the heated saltwater pool, mature landscaping, and tranquil pond views. Practical features include an oversized two-car garage with extended depth, a long driveway, hurricane shutters, and irrigation. For a new owners peace of mind, this home includes New Hot Water Heater & House Painted (2025), New Roof & Whole-house Filter (2024), Pool Pump/Pool Heater (2022/2023), HVAC, & Kitchen Appliances (2018). Turnkey furnishings are negotiable separately. Set within Riverwood, a gated community in Port Charlotte, residents can enjoy a clubhouse, fitness center, community pools, tennis and pickleball courts, parks, and walking areas. Riverwood Golf Club is recognized as a Golf Digest-rated 4-1/2 star Golf Course. The beach club on Manasota Key offers memberships, subject to availability. Convenient to boating, fishing, dining, spring training, and Gulf Coast beaches, this home offers a welcoming blend of comfort, recreation, and Florida sunshine.
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Living area
- 2,356 sqft
- Lot size
- 0.28 acres
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $7,473/yr
- Monthly fees
- $170/mo
- Listed
- Oct 12, 2026
- MLS #
- C7531884
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4120 LAKES CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,179
$2,908 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,908
- Property taxes
- $623
- Homeowners insurance
- $479
- Flood insurance
- $0
- HOA / condo fees
- $170
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,179
Over the life of the loan
- Loan amount
- $460,000
- Down payment
- $115,000
- Total interest
- $586,705
- Principal + interest paid
- $1,046,705
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



