$809,000
Active10576 Ayear Rd, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 2,116 sq ft
Listing courtesy of LASBURY-TRACY REALTY INC. Β· MLS# D6149143
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Custom DM Dean Coastal Model on 80 feet of seawall canal frontage on the Arbutus Waterway. This is sailboat water with no fixed bridges, and the home is built to match, with every upgrade you could ask for. Built in 2020. Enter through the double French front doors with decorative glass into an open great room with high ceilings, double tray ceilings with crown molding and a wall of 90 degree pocket sliders that slides open at the corner and turns the great room and lanai into one space. All doors and windows are impact glass, with Bahama shutters on the front. Large diagonal set tile runs throughout. The kitchen was made for entertaining. It has a big island with a sink, natural stone counters, white raised panel cabinets, tall pantry cabinets, a glossy tile backsplash, stainless GE appliances, a slim range hood and a built-in wine cooler. Pendant lighting over the island and a breakfast area with its own slider to the lanai finish it off. The den office has frosted glass French doors, plantation shutters and a full wall of built-in cabinetry. The laundry room has shaker cabinets, a work counter, a utility sink and a hanging rod. The primary suite has a tray ceiling with recessed lighting, a ceiling fan, plantation shutters and sliders that open straight to the pool. The walk in closets have custom closet organizers with shelving, hanging space and drawers. The bath has stone counters and an oversized walk in shower with a rain head, a glass mosaic accent band, a pebble floor, a built-in niche and a stone bench. The guest bedrooms are on the opposite side of the house. The guest bath has a walk in shower and a door to the lanai, so swimmers donβt track through the house. The backyard is built for the water. The screened lanai has a tray ceiling, two ceiling fans and a huge paver deck, with an outdoor kitchen that has granite counters, a sink and a TV mount. The heated pool has a tile waterline and a solar cover reel, and thereβs a side patio with room for the grill and a screen door to the yard. At the water you get a composite dock with a tiki hut and a covered 10,000 lb boat lift. Park the boat out back and youβre on the water in minutes. Three car garage on a paver driveway with a paver walkway to the front door.
Facts
- Property type
- Single Family Residence
- Year built
- 2020
- Living area
- 2,116 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,927/yr
- Listed
- Oct 13, 2026
- MLS #
- D6149143
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 10576 AYEAR RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,342
$4,091 of that is principal & interest. 23% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,091
- Property taxes
- $577
- Homeowners insurance
- $674
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,342
Over the life of the loan
- Loan amount
- $647,200
- Down payment
- $161,800
- Total interest
- $825,468
- Principal + interest paid
- $1,472,668
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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10576 Ayear Rd, Port Charlotte, FL 33981
Listing courtesy of LASBURY-TRACY REALTY INC. Β· MLS# D6149143 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



