Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$809,000

Active

10576 Ayear Rd, Port Charlotte, FL 33981

3 beds Β· 2 baths Β· 2,116 sq ft

Listing courtesy of LASBURY-TRACY REALTY INC. Β· MLS# D6149143

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Custom DM Dean Coastal Model on 80 feet of seawall canal frontage on the Arbutus Waterway. This is sailboat water with no fixed bridges, and the home is built to match, with every upgrade you could ask for. Built in 2020. Enter through the double French front doors with decorative glass into an open great room with high ceilings, double tray ceilings with crown molding and a wall of 90 degree pocket sliders that slides open at the corner and turns the great room and lanai into one space. All doors and windows are impact glass, with Bahama shutters on the front. Large diagonal set tile runs throughout. The kitchen was made for entertaining. It has a big island with a sink, natural stone counters, white raised panel cabinets, tall pantry cabinets, a glossy tile backsplash, stainless GE appliances, a slim range hood and a built-in wine cooler. Pendant lighting over the island and a breakfast area with its own slider to the lanai finish it off. The den office has frosted glass French doors, plantation shutters and a full wall of built-in cabinetry. The laundry room has shaker cabinets, a work counter, a utility sink and a hanging rod. The primary suite has a tray ceiling with recessed lighting, a ceiling fan, plantation shutters and sliders that open straight to the pool. The walk in closets have custom closet organizers with shelving, hanging space and drawers. The bath has stone counters and an oversized walk in shower with a rain head, a glass mosaic accent band, a pebble floor, a built-in niche and a stone bench. The guest bedrooms are on the opposite side of the house. The guest bath has a walk in shower and a door to the lanai, so swimmers don’t track through the house. The backyard is built for the water. The screened lanai has a tray ceiling, two ceiling fans and a huge paver deck, with an outdoor kitchen that has granite counters, a sink and a TV mount. The heated pool has a tile waterline and a solar cover reel, and there’s a side patio with room for the grill and a screen door to the yard. At the water you get a composite dock with a tiki hut and a covered 10,000 lb boat lift. Park the boat out back and you’re on the water in minutes. Three car garage on a paver driveway with a paver walkway to the front door.

Facts

Property type
Single Family Residence
Year built
2020
Living area
2,116 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 80 ft
Water access
Canal - Brackish
Water view
Yes
Private pool
Yes
Exposure
West
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$6,927/yr
Listed
Oct 13, 2026
MLS #
D6149143

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 10576 AYEAR RD. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$5,342

$4,091 of that is principal & interest. 23% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$4,091
Property taxes
$577
Homeowners insurance
$674
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$5,342

Over the life of the loan

Loan amount
$647,200
Down payment
$161,800
Total interest
$825,468
Principal + interest paid
$1,472,668
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

10576 Ayear Rd, Port Charlotte, FL 33981

Listing courtesy of LASBURY-TRACY REALTY INC. Β· MLS# D6149143 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Tue, Oct 13 Β· Afternoon (3-6)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 13, 2026, 1:43 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]