$265,000
Active493 Ricold Ter, Port Charlotte, FL 33954
3 beds · 2 baths · 1,650 sq ft
Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585
Listing courtesy of HOME MATCHMAKING REALTY · MLS# C7531887
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Pre-Construction. To be built. Discover the opportunity to own a brand-new home in the desirable Oak Hollow community of Port Charlotte! This exciting new-build opportunity by Blueshine Builders offers the appeal of modern construction in a peaceful setting overlooking a freshwater canal. The property features a cleared homesite of approximately 4,999 square feet, with house plans and a survey included, helping you get a head start on your building plans. Public water and sewer! Enjoy the community amenities, including a heated swimming pool, clubhouse, fitness facilities, billiards, and shuffleboard, subject to community rules and availability. The property offers flexibility for buyers interested in building with BlueShine Builders or exploring their own properly licensed builder, subject to applicable approvals and separate construction agreements. Construction pricing and terms should be confirmed with the builder. Please note: All home photos are renderings and/or virtually staged images intended to illustrate the proposed property. The home is not yet complete, and actual finishes, colors, features, dimensions, and final appearance may vary. Buyers should independently verify building plans, construction specifications, utility availability and connection costs, flood zone, permitting, environmental conditions, and community fees.
Facts
- Property type
- Single Family Residence
- Year built
- 2027
- Living area
- 1,650 sqft
- Lot size
- 0.11 acres
- Waterfront
- Yes · 100 ft
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $544/yr
- Monthly fees
- $69/mo
- Listed
- Oct 12, 2026
- MLS #
- C7531887
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 493 RICOLD TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,675
$1,340 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,340
- Property taxes
- $45
- Homeowners insurance
- $221
- Flood insurance
- $0
- HOA / condo fees
- $69
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,675
Over the life of the loan
- Loan amount
- $212,000
- Down payment
- $53,000
- Total interest
- $270,394
- Principal + interest paid
- $482,394
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
493 Ricold Ter, Port Charlotte, FL 33954
Listing courtesy of HOME MATCHMAKING REALTY · MLS# C7531887 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



