$338,000
Active1092 Archer St, Port Charlotte, FL 33952
3 beds · 2 baths · 1,540 sq ft
Listing courtesy of ADAMS HOMES REALTY · MLS# C7531896
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to your dream home! This stunning, brand-new three-bedroom, two-bath residence features a bright, open layout designed for modern living. Soaring ceilings, elegant oversized baseboards, and tile flooring throughout the main living areas create a polished, inviting feel, while the bedrooms are comfortably carpeted. The spacious kitchen features granite countertops and upgraded cabinetry, flowing seamlessly into the great room—perfect for entertaining or relaxing at home. The private primary suite offers a tray ceiling, dual granite sinks, and a luxurious five-foot tiled shower. Enjoy the outdoors from the covered lanai, with Bahia sod and an irrigation system adding convenience to the landscaping. A garage door opener is included, and the centrally located neighborhood offers public water. Come see for yourself why this Adams home is an excellent choice. The builder pays the majority of closing costs when you use a preferred lender. Prices are subject to change.~ Information is subject to errors and omissions~.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Living area
- 1,540 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $580/yr
- Listed
- Oct 21, 2026
- MLS #
- C7531896
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1092 ARCHER ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,039
$1,709 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,709
- Property taxes
- $48
- Homeowners insurance
- $282
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,039
Over the life of the loan
- Loan amount
- $270,400
- Down payment
- $67,600
- Total interest
- $344,880
- Principal + interest paid
- $615,280
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1092 Archer St, Port Charlotte, FL 33952
Listing courtesy of ADAMS HOMES REALTY · MLS# C7531896 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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