$245,000
Active1328 Via Milanese, Punta Gorda, FL 33950
0.22 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7531904
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Gulf access waterfront lot in the heart of Punta Gorda Isles, on a quiet cul-de-sac street. This 9,600 square foot homesite at 1328 Via Milanese measures 83 feet of road frontage, 120 feet deep, with 77 feet of concrete seawall on a wide canal. The lot widens toward the street, giving you a generous front setback and driveway while holding substantial water frontage at the rear. Charlotte Harbor is under 15 minutes by boat, with the Gulf of America beyond. Add a dock and lift and you are running the boat out on the water from your own backyard. The seawall is the detail that sets Punta Gorda Isles apart, and it is worth understanding before you compare this lot to waterfront anywhere else. In PGI, the City of Punta Gorda owns and maintains the seawall and seawall cap through its Canal Maintenance Division, which looks after roughly 91 miles of seawall and 45 miles of canals. If the wall fails, cracks, leans, or collapses, replacement is the city’s responsibility, not yours. Compare that to markets where a failing seawall lands entirely on the owner and routinely runs well into five figures. The program is funded by a non-ad valorem special assessment billed annually with property taxes, so the cost is spread across every parcel in the district over time rather than arriving as one devastating invoice. Docks and lifts remain the owner’s to maintain and insure. CITY WATER AND SEWER ARE AVAILABLE! The rear of the lot faces east, which puts sun on your pool and lanai through most of the day and morning light across the water. Historic downtown Punta Gorda and Fishermen’s Village are both close, with harborside restaurants, boutique shopping, art galleries, the weekly farmers market, and seasonal waterfront events. Walking and biking trails, waterfront parks, fishing piers, the public library, and medical facilities are all within easy reach. Golfers have an enviable problem here, which is choosing where to play. St. Andrews South Golf Club and Twin Isles Country Club are both right in Punta Gorda Isles, and dozens of additional courses are scattered across Punta Gorda, Deep Creek, Rotonda, and Port Charlotte, enough variety to play somewhere different every week of the season. When you want a change of scenery from your own dock, Ponce de Leon Park sits at the western edge of the city on Charlotte Harbor. The 16-acre waterfront park includes a public boat ramp with trailer parking, fishing piers, a sandy beach, a quarter-mile boardwalk through the wetlands, picnic pavilions, a playground, and the Peace River Wildlife Center. It is the spot locals claim for sunsets, watching the boats run the channel back into the Isles canal system. US-41 is less than five minutes down the street, Interstate 75 is roughly ten minutes out, and both Punta Gorda Airport and Fort Myers International (RSW) are an easy drive for travel or arriving guests. Charlotte Harbor is among the best fishing and cruising water in Florida, with the barrier islands and Boca Grande Pass a short boat ride away. Secure the lot, build your home with the dock, and start using it. Dont miss your opportunity on this property today!
Facts
- Property type
- Land
- Lot size
- 0.22 acres
- Waterfront
- Yes · 77 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Exposure
- Southwest
- Flood zone
- AE
- Annual taxes
- $5,556/yr
- Listed
- Oct 17, 2026
- MLS #
- C7531904
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1328 VIA MILANESE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,906
$1,239 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,239
- Property taxes
- $463
- Homeowners insurance
- $204
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,906
Over the life of the loan
- Loan amount
- $196,000
- Down payment
- $49,000
- Total interest
- $249,987
- Principal + interest paid
- $445,987
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1328 Via Milanese, Punta Gorda, FL 33950
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7531904 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



