$325,000
Active12363 Kneeland Ter, Port Charlotte, FL 33981
2 beds · 2 baths · 1,551 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6146167
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
This beautifully maintained two-bedroom, two-bath, pool home offers comfort, style and a relaxing Florida Lifestyle. The spacious interior features vaulted ceilings that enhance the light-filled living areas, along with an upgraded kitchen and beautifully renovated bathrooms designed with both elegance and functionality in mind. Step outside through the expansive family room to your private oasis where a sparkling pool and heated spa overlook a peaceful forest view back yard, creating the perfect setting for quiet mornings or entertaining friends and family at night enhanced with inspired lighting. Outdoor enthusiasts will love the location with easy access to boating, fishing, and kayaking. Sandy Beach on the Myakka River is just a five-minute drive offering gorgeous natural scenery and endless recreational opportunities. Offered, Turnkey Furnished, this inviting home is ready for you to move in and begin enjoying the relaxed Florida Lifestyle. Charlotte County records incorrectly show this home as a three bedroom with two and one half bathrooms. Charlotte County records of the floorplan indicate an enclosed porch of 384 sq. ft. This square footage was not included in the county records for heated area. Per the owner this area was built as a family room with heat and air during the original build of the home.
Facts
- Property type
- Single Family Residence
- Year built
- 1994
- Living area
- 1,551 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Turnkey
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,871/yr
- Listed
- Oct 16, 2026
- MLS #
- N6146167
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12363 KNEELAND TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,070
$1,643 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,643
- Property taxes
- $156
- Homeowners insurance
- $271
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,070
Over the life of the loan
- Loan amount
- $260,000
- Down payment
- $65,000
- Total interest
- $331,616
- Principal + interest paid
- $591,616
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12363 Kneeland Ter, Port Charlotte, FL 33981
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# N6146167 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
