$274,499
Active11186 Black Willow Way, Punta Gorda, FL 33955
2 beds · 2 baths · 1,564 sq ft
Listing courtesy of LENNAR REALTY INC · MLS# A4709382
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under Construction. Discover the enchanting community of Willow in Punta Gorda, where resort-style amenities and curated events meet effortless coastal living just minutes from Charlotte Harbor. This new single-story home is designed for easy, efficient living with a smart layout that keeps daily life flowing naturally. The open Great Room connects seamlessly to the kitchen and dining area, ideal for both relaxed evenings and casual entertaining alongside an inviting outdoor lanai. A private owner's suite with a walk-in closet and private bathroom anchors one end of the home, while a second bedroom and study offer flexible space for guests and residents off the foyer. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated delivery date is Feb/Mar 2027.
Facts
- Property type
- Villa
- Year built
- 2026
- Living area
- 1,564 sqft
- Lot size
- 0.05 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Monthly fees
- $256/mo
- Listed
- Oct 13, 2026
- MLS #
- A4709382
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 11186 BLACK WILLOW WAY. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
EstimateAssumes 1.2% of price. Charlotte and Sarasota county bills vary with millage, CDD assessments, and whether the home is homesteaded.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,147
$1,388 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,388
- Property taxes
- $275
- Homeowners insurance
- $229
- Flood insurance
- $0
- HOA / condo fees
- $256
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,147
Over the life of the loan
- Loan amount
- $219,599
- Down payment
- $54,900
- Total interest
- $280,086
- Principal + interest paid
- $499,685
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
11186 Black Willow Way, Punta Gorda, FL 33955
Listing courtesy of LENNAR REALTY INC · MLS# A4709382 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
