$439,900
Active14676 Ponce de Leon Trl, Port Charlotte, FL 33981
3 beds · 2 baths · 1,672 sq ft
Listing courtesy of LPT REALTY, LLC · MLS# D6149163
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Waterfront living, a heated pool, a private spa, and the beaches just minutes away! Located in the gated community of Harbor West, this beautiful 2020 home offers the Florida lifestyle you've been dreaming of without the wait of new construction. Featuring 3 bedrooms, 2 bathrooms, and 1,672 square feet of living space, this home boasts water views from both the front and back, surrounded by peaceful scenery, abundant wildlife, and the beauty of Southwest Florida. Step into your own backyard oasis, complete with a heated in-ground pool and automated in-ground spa, all enclosed within a 2023 pool cage featuring no-see-um screening. Enjoy relaxing outdoors year-round, with a roll-down shade over the sliding doors for added comfort and a fenced yard with a convenient doggy door giving your pets easy access to the pool deck. Peace of mind comes standard with a tile roof installed in 2023, impact-rated windows and sliders, and Kevlar Category 5 hurricane screens for the front door and rear lanai. Inside, you'll find tile flooring throughout, crown molding, and upgraded cabinetry with convenient pull-out drawers. The primary bathroom features a relaxing soaking tub, while smart-home upgrades include keyless entry, a Ring doorbell, and a Wi-Fi thermostat. Additional highlights include a paver driveway, an epoxy-finished garage floor with storage racks, an irrigation system, and a washer and dryer that convey with the home. Enjoy the best of coastal Florida living with beautiful beaches just minutes away, along with convenient access to golf courses, fishing, boating, and the area's many outdoor attractions. Whether you're looking for a full-time residence or the perfect Florida retreat, this move-in-ready home offers the ideal combination of waterfront scenery, resort-style amenities, and coastal convenience. Don't wait to build your dream home when you can start enjoying the Florida lifestyle today. Schedule your private showing!
Facts
- Property type
- Single Family Residence
- Year built
- 2020
- Living area
- 1,672 sqft
- Lot size
- 0.17 acres
- Waterfront
- Yes · 52 ft
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- 8AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,805/yr
- Monthly fees
- $196/mo
- Listed
- Oct 13, 2026
- MLS #
- D6149163
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 14676 PONCE DE LEON TRL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,271
$2,224 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,224
- Property taxes
- $484
- Homeowners insurance
- $367
- Flood insurance
- $0
- HOA / condo fees
- $196
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,271
Over the life of the loan
- Loan amount
- $351,920
- Down payment
- $87,980
- Total interest
- $448,855
- Principal + interest paid
- $800,775
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
14676 Ponce de Leon Trl, Port Charlotte, FL 33981
Listing courtesy of LPT REALTY, LLC · MLS# D6149163 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
