$78,600
Active3485 Highlands Rd, Punta Gorda, FL 33983
0.11 acre lot
Listing courtesy of LPT REALTY, LLC · MLS# C7531972
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Discover your own piece of Southwest Florida in the Harbour Heights community of Punta Gorda! This vacant residential lot offers approximately 5,000 square feet and is conveniently located near the beautiful Peace River and Harbour Heights Park, where residents and visitors can enjoy boating, fishing, kayaking, and outdoor recreation. Just a short drive to historic downtown Punta Gorda, shopping, dining, and I-75, this location offers easy access to everything Southwest Florida has to offer. Whether you’re exploring future possibilities or looking to add to your real estate portfolio, this property is worth a look! Buyers are encouraged to verify zoning, permitted uses, building requirements, and utilities with Charlotte County.
Facts
- Property type
- Land
- Lot size
- 0.11 acres
- Flood zone
- AE
- Annual taxes
- $464/yr
- Listed
- Oct 13, 2026
- MLS #
- C7531972
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3485 HIGHLANDS RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$636
$397 of that is principal & interest. 38% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $397
- Property taxes
- $39
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $636
Over the life of the loan
- Loan amount
- $62,880
- Down payment
- $15,720
- Total interest
- $80,200
- Principal + interest paid
- $143,080
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3485 Highlands Rd, Punta Gorda, FL 33983
Listing courtesy of LPT REALTY, LLC · MLS# C7531972 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
