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$384,900

Active

3981 Wilshire Cir E #195, Sarasota, FL 34238

3 beds Β· 2 baths Β· 1,923 sq ft

Listing courtesy of ALBERT WOOSTER & COMPANY Β· MLS# A4709424

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Lake and Fountain View Turnkey Furnished Villa in 55+ Lakeshore Village ~ This lovely 3BR/2BA w/ 2 Car Attached Gar. has an open and spacious floor plan with cathedral ceilings and skylights, and has been updated with a new washer and dryer, Hurricane Rated Thermopane Windows and Sliders, replaced garage door, 2023 Water Heater, Re-piped water supply lines with CPVC, 2015 HVAC (3 ton, 15 SEER Heat Pump w/ 5KW Heater), New Roofs were put on less than 2 years ago. Spacious eat-in kitchen with granite counters and breakfast bar that opens to the Dining/Living room combo and hurricane-rated slider enclosed lanai that is ducted for air, increasing your interior space and enjoyment of the amazing long lake view and fountain and marvelous sunsets. Lakeshore Village is in the same zip code as Palmer Ranch and enjoys close proximity (10 min. drive) to World Famous Siesta Key Beach and easy access to I-75, shopping, dining, Costco, and even the Lakeshore Village Shops right outside your entrance, featuring doctors, dentists, a sports bar, Millie's Cafe, boutiques, etc. You will love the mature tree-lined streets and how manicured they keep the neighborhood. Plus, the wonderful clubhouse with heated Salt Water Swimming Pool, Tennis and Pickleball courts, Fitness Center, Pool Table, Ping Pong, full kitchen, banquette hall, on-site manager, etc. This is the active Florida Lifestyle you have been dreaming of in an idyllic setting in an ideal location. Schedule your in-person or virtual showing today!

Facts

Property type
Villa
Year built
1986
Living area
1,923 sqft
Water view
Yes
Private pool
No
Exposure
Southeast
Furnished
Turnkey
Flood zone
AE
CDD
No
55+ community
Yes
Annual taxes
$4,262/yr
Monthly fees
$769/mo
Listed
Oct 13, 2026
MLS #
A4709424

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 3981 WILSHIRE CIR E #195. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,391

$1,946 of that is principal & interest. 43% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,946
Property taxes
$355
Homeowners insurance
$321
Flood insurance
$0
HOA / condo fees
$769
Mortgage insurance (PMI)
$0
Total per month
$3,391

Over the life of the loan

Loan amount
$307,920
Down payment
$76,980
Total interest
$392,735
Principal + interest paid
$700,655
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3981 Wilshire Cir E #195, Sarasota, FL 34238

Listing courtesy of ALBERT WOOSTER & COMPANY Β· MLS# A4709424 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Wed, Oct 14 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 13, 2026, 5:10 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]