$879,900
Active15640 Melport Cir, Port Charlotte, FL 33981
3 beds Β· 3 baths Β· 2,258 sq ft
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE Β· MLS# D6149165
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Experience luxury waterfront living in South Gulf Cove! Built in 2020, this beautifully appointed, turnkey-furnished home offers 3 bedrooms, 3 full baths, and a 2-car garage, with refined finishes and an open-concept design. Situated on a Gulf-access canal, the property features an 80-foot concrete seawall and a terraced backyard that extends the outdoor living space. Elegant double entry doors open to a light-filled interior with soaring tray ceilings, wood-plank tile flooring, and a spacious great room flowing into the dining area and chef-inspired kitchen. Zero-corner pocketing impact sliders frame picturesque canal views and connect seamlessly to the expansive lanai and pool. A standing-seam metal roof, impact-rated windows and doors, retractable Kevlar lanai storm screens, and additional insulation provide comfort, efficiency, and peace of mind. The kitchen features custom soft-close cabinetry, quartz countertops, a stylish tile backsplash, under-cabinet lighting, stainless steel appliances, and a spacious center island with an open, streamlined design. A direct-plumb coffee maker connection adds convenience. A charming breakfast nook overlooking the pool and lanai, complete with seating area and a wine cooler, creates the perfect spot for casual dining and entertaining. Automated Hunter Douglas Silhouette shades and a well-appointed laundry room with utility sink add everyday convenience. The private ownerβs suite offers tranquil water views, generous walk-in closets, direct lanai access, and a spa-inspired bath with dual vanities, quartz countertops, a dedicated vanity area, and a custom walk-in shower. The split-bedroom layout provides excellent privacy. The second bedroom functions as a mini-primary suite with its own bathroom, closet, and private access to the lanai and pool. The third bedroom is bright and spacious, with a nearby full bath featuring dual vanities and a tiled walk-in shower. Enjoy the Florida lifestyle outdoors with a saltwater pool, sun shelf, cascading waterfalls, relaxing spa, and picture-frame pool cage that maximizes sunshine and canal views. An infrared lanai heater extends outdoor enjoyment on cooler evenings. Beyond the pool, a double-tiered paver patio offers additional space for lounging and entertaining. The private seawall is ideal for fishing and waterfront relaxation. An irrigation system, upgraded St. Augustine sod, and curated landscaping enhance curb appeal. Approximately 13 miles from the beaches of Manasota Key and Boca Grande, this exceptional residence is minutes from boating, marinas, championship golf, shopping, and dining. With its modern construction, desirable guest suite, exceptional entertaining spaces, and turnkey furnishings, this home is ready to welcome you to resort-style waterfront living. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2020
- Living area
- 2,258 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 160 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,833/yr
- Monthly fees
- $10/mo
- Listed
- Oct 15, 2026
- MLS #
- D6149165
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 15640 MELPORT CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,929
$4,449 of that is principal & interest. 25% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,449
- Property taxes
- $736
- Homeowners insurance
- $733
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,929
Over the life of the loan
- Loan amount
- $703,920
- Down payment
- $175,980
- Total interest
- $897,811
- Principal + interest paid
- $1,601,731
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
15640 Melport Cir, Port Charlotte, FL 33981
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE Β· MLS# D6149165 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



