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$399,000

Active

4140 Manatee Ln, Port Charlotte, FL 33980

3 beds · 2 baths · 1,676 sq ft

Listing courtesy of COMPASS FLORIDA · MLS# C7531986

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

LIKE BRAND NEW! ARIA FLOORPLAN 3 BEDROOM, 2 BATH, 2 CAR GARAGE tailored for both comfort and style in the beautiful River Club community. From the moment you arrive, the fresh landscaping and paver driveway create an inviting curb appeal. Step inside where you will find a split floor plan with contemporary décor and lighting, custom accent walls, and tile flooring throughout. The heart of the home, the kitchen has white cabinetry, Cambria quartz countertops, tile backsplash, new appliances (2026), pantry w/ pocket door, and a spacious island with custom accent lighting. Adjacent to the island, the dining area features an accent wall and statement chandelier, creating a stylish setting for sharing meals and gathering with family and friends. Flowing effortlessly from the kitchen, the living room is perfect for entertaining, featuring a custom grid ceiling, modern ceiling fan, plantation shutters, and access to the lanai. Generous primary suite is a true sanctuary, complete with a stylish accent wall, plantation shutters that let in plenty of natural light, and an en-suite bath with dual sinks, a walk-in shower, and a private water closet for privacy. Split floor plan provides privacy for guests with two additional bedrooms and separate full bath. Outside, enjoy the brick-paver screened lanai complete with an outdoor TV and ceiling fan, overlooking a generous backyard with plenty of privacy and room for a future pool, playset, or fenced area for pets. Notable upgrades and extras include impact windows and doors (2025), a new roof and gutters (2023), a whole-house surge protector, and a comprehensive water filtration and softener system (2025). A central smart-home panel offers remote control of the security cameras, video doorbell, thermostat, lighting, and garage door. Completing the home is a two-car garage upgraded with epoxy flooring, pull-down attic stairs, and added overhead insulation. Enjoy easy, low-maintenance living in River Club with HOA-included lawn care, irrigation, and cable, plus the benefit of no flood insurance required. The community features a heated resort-style pool, fitness center, and playground, all just minutes from downtown Punta Gorda, Fishermen’s Village, dining, and I-75. Move right in and start enjoying true Southwest Florida living.

Facts

Property type
Single Family Residence
Year built
2021
Living area
1,676 sqft
Lot size
0.2 acres
Private pool
No
Exposure
North
Furnished
Negotiable
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$3,840/yr
Monthly fees
$398/mo
Listed
Oct 12, 2026
MLS #
C7531986

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 4140 MANATEE LN. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,068

$2,018 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,018
Property taxes
$320
Homeowners insurance
$333
Flood insurance
$0
HOA / condo fees
$398
Mortgage insurance (PMI)
$0
Total per month
$3,068

Over the life of the loan

Loan amount
$319,200
Down payment
$79,800
Total interest
$407,122
Principal + interest paid
$726,322
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4140 Manatee Ln, Port Charlotte, FL 33980

Listing courtesy of COMPASS FLORIDA · MLS# C7531986 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 22 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 21, 2026, 4:08 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]