$399,000
Active4140 Manatee Ln, Port Charlotte, FL 33980
3 beds · 2 baths · 1,676 sq ft
Listing courtesy of COMPASS FLORIDA · MLS# C7531986
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
LIKE BRAND NEW! ARIA FLOORPLAN 3 BEDROOM, 2 BATH, 2 CAR GARAGE tailored for both comfort and style in the beautiful River Club community. From the moment you arrive, the fresh landscaping and paver driveway create an inviting curb appeal. Step inside where you will find a split floor plan with contemporary décor and lighting, custom accent walls, and tile flooring throughout. The heart of the home, the kitchen has white cabinetry, Cambria quartz countertops, tile backsplash, new appliances (2026), pantry w/ pocket door, and a spacious island with custom accent lighting. Adjacent to the island, the dining area features an accent wall and statement chandelier, creating a stylish setting for sharing meals and gathering with family and friends. Flowing effortlessly from the kitchen, the living room is perfect for entertaining, featuring a custom grid ceiling, modern ceiling fan, plantation shutters, and access to the lanai. Generous primary suite is a true sanctuary, complete with a stylish accent wall, plantation shutters that let in plenty of natural light, and an en-suite bath with dual sinks, a walk-in shower, and a private water closet for privacy. Split floor plan provides privacy for guests with two additional bedrooms and separate full bath. Outside, enjoy the brick-paver screened lanai complete with an outdoor TV and ceiling fan, overlooking a generous backyard with plenty of privacy and room for a future pool, playset, or fenced area for pets. Notable upgrades and extras include impact windows and doors (2025), a new roof and gutters (2023), a whole-house surge protector, and a comprehensive water filtration and softener system (2025). A central smart-home panel offers remote control of the security cameras, video doorbell, thermostat, lighting, and garage door. Completing the home is a two-car garage upgraded with epoxy flooring, pull-down attic stairs, and added overhead insulation. Enjoy easy, low-maintenance living in River Club with HOA-included lawn care, irrigation, and cable, plus the benefit of no flood insurance required. The community features a heated resort-style pool, fitness center, and playground, all just minutes from downtown Punta Gorda, Fishermen’s Village, dining, and I-75. Move right in and start enjoying true Southwest Florida living.
Facts
- Property type
- Single Family Residence
- Year built
- 2021
- Living area
- 1,676 sqft
- Lot size
- 0.2 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,840/yr
- Monthly fees
- $398/mo
- Listed
- Oct 12, 2026
- MLS #
- C7531986
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4140 MANATEE LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,068
$2,018 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,018
- Property taxes
- $320
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $398
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,068
Over the life of the loan
- Loan amount
- $319,200
- Down payment
- $79,800
- Total interest
- $407,122
- Principal + interest paid
- $726,322
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4140 Manatee Ln, Port Charlotte, FL 33980
Listing courtesy of COMPASS FLORIDA · MLS# C7531986 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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