$400,000
Active141 Summerset Dr, Punta Gorda, FL 33982
3 beds · 2 baths · 1,485 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7531996
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to 141 Summerset Drive in Peace River Shores, where waterfront living meets space, storage, and endless possibilities! Situated on an oversized 0.42-acre lot with approximately 175 feet of river frontage, this 3-bedroom, 1.5-bath home offers 1,485 square feet of living space, beautiful river views, and direct boating & sailboat access to the Peace River, Charlotte Harbor, and the Gulf of Mexico. ROOF REPLACED IN 2023 and well pump was updated in 2026. The home is equipped with hurricane shutters for added peace of mind. Inside, the spacious, open kitchen flows into the living area and features stainless steel appliances and a window overlooking the backyard and water. The generously sized bedrooms offer comfortable living space, while the conveniently located washer and dryer sit near a storage closet for added functionality. Step outside to a large, open patio with plenty of room for entertaining and enjoying the Florida sunshine. The backyard is truly a standout, with wide-open green space, scenic waterfront surroundings, and room to enjoy the outdoors. Boating enthusiasts will appreciate the dock with approximately 6 feet of water depth, making it easy to enjoy fishing, kayaking, and time on the water. Additional highlights include an oversized attached garage, a spacious detached workshop with abundant room for tools, equipment, hobbies, and projects, plus a separate parking pad for your RV, boat, or extra vehicles. The property also features ADE-complaint, wheelchair-accessible accommodations, including a ramp for ease of entry and the seller reports annual termite treatment. With its generous outdoor space, impressive storage options, and waterfront setting, this property offers a wonderful opportunity to enjoy the best of Florida living! Contact your agent today for a private showing before this stunning home is gone!
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Living area
- 1,485 sqft
- Lot size
- 0.42 acres
- Waterfront
- Yes · 175 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lake, River
- Water view
- Yes
- Private pool
- No
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $922/yr
- Listed
- Oct 12, 2026
- MLS #
- C7531996
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 141 SUMMERSET DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,433
$2,023 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,023
- Property taxes
- $77
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,433
Over the life of the loan
- Loan amount
- $320,000
- Down payment
- $80,000
- Total interest
- $408,142
- Principal + interest paid
- $728,142
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
141 Summerset Dr, Punta Gorda, FL 33982
Listing courtesy of RE/MAX PALM REALTY · MLS# C7531996 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
