$138,800
Active120 6th St, Punta Gorda, FL 33982
2 beds · 2 baths · 624 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532004
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Furnished Waterfront Home with Private Dock in Lazy Lagoon – Punta Gorda, FL! Welcome to your next waterfront adventure! This furnished, move-in-ready 2-bedroom, 2-bath home with a private dock and electricity is nestled in the highly desirable 55+ Lazy Lagoon community. Enjoy the charm of waterfront living, a spacious layout, and a wealth of community amenities in one inviting package. With so much to offer, this home makes it easy to settle in and start enjoying the Florida lifestyle! Step inside and discover an open floor plan that feels bright, roomy, and welcoming. The living room features a ceiling fan, while the kitchen brings style and function together with white raised-panel cabinets, granite countertops, and a stove. Need extra space to relax or entertain? The huge family room offers plenty of room to spread out and enjoy your favorite activities. Both bedrooms are spacious, giving you comfort and flexibility. The home features two full bathrooms with their own special touches. One includes dual sinks, a tub and shower combination, and glass doors. The second features a Roman shower for a fresh, classic look. You’ll also appreciate the convenience of an inside laundry room. Luxury vinyl flooring runs throughout the entire home, adding a clean, modern look with easy-care appeal. Outside, marble chip rock surrounds the home for a neat, finished appearance. And with your own private dock equipped with electricity, you can enjoy easy access to the waterfront right from home! Enjoy the Lazy Lagoon Waterfront Lifestyle! Lazy Lagoon is more than just a neighborhood—it’s a vibrant waterfront community packed with ways to relax, play, and connect. The community features private roads, extra guest parking, and an exclusive boat ramp for easy access to Shell Creek. Love to fish? A convenient fish cleaning station makes it easy to handle your catch. The impressive 2,000-square-foot clubhouse, complete with a commercial kitchen, serves as the hub for community events and gatherings throughout the year. Stay active with shuffleboard courts, enjoy a friendly game of billiards, or spend time in the pool room. Boating fans will also appreciate more than 2,000 feet of maintained community shoreline. Need a place to keep your boat or trailer? A private, secured storage compound is available for a small annual fee. A Convenient Punta Gorda Location. When it’s time to explore, you’re just minutes from Punta Gorda’s excellent dining, shopping, waterfront parks, and entertainment. Enjoy the perfect mix of peaceful waterfront surroundings and convenient access to local favorites. Don’t miss this opportunity to enjoy waterfront living in Lazy Lagoon, a well-maintained, amenity-rich 55+ community. With its furnished, move-in-ready interior, private dock with electricity, spacious rooms, and outstanding community features, this home is ready for its next chapter. Schedule your private tour today and discover all that this special waterfront home and Lazy Lagoon have to offer!
Facts
- Property type
- Mobile Home
- Year built
- 1972
- Living area
- 624 sqft
- Lot size
- 0.07 acres
- Waterfront
- Yes · 35 ft
- Water access
- Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Creek, River
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- 11AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $1,991/yr
- Monthly fees
- $210/mo
- Listed
- Oct 14, 2026
- MLS #
- C7532004
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 120 6TH ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,278
$702 of that is principal & interest. 45% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $702
- Property taxes
- $166
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $210
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,278
Over the life of the loan
- Loan amount
- $111,040
- Down payment
- $27,760
- Total interest
- $141,625
- Principal + interest paid
- $252,665
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
120 6th St, Punta Gorda, FL 33982
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532004 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



