$210,000
Active493 Dorchester St, Port Charlotte, FL 33954
2 beds · 2 baths · 1,263 sq ft
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6149179
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
GREAT OPPORTUNITY FOR FIRST-TIME BUYERS OR INVESTORS! Looking for a property with potential in a convenient location? This 2-bedroom, 2-bath home with an additional bonus room offers plenty of possibilities! Whether you're a first-time homebuyer ready to make a home your own, an investor looking for your next opportunity, or someone searching for a seasonal Florida getaway, this property is worth a look! The home features a convenient carport, a front lanai ready for some TLC, and a separate storage shed in decent condition with electricity already in place — perfect for a workshop, hobbies, or additional storage. Even better, the property comes partially furnished, making it easy to start enjoying your Florida lifestyle or prepare for your investment plans. Location is key! Enjoy being just minutes from great restaurants, shopping, and TWO spring training facilities, with the beautiful Gulf Coast beaches approximately 30 minutes away. And this property is located on a canal...great for fishing or floating... Located in an X flood zone, this property offers another appealing feature for buyers considering their options. Bring your vision and explore the possibilities! With a flexible floor plan, convenient amenities, and a location close to so much of what Southwest Florida has in store for you.... this property could be the opportunity you've been waiting for!
Facts
- Property type
- Single Family Residence
- Year built
- 1973
- Living area
- 1,263 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Partially
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,771/yr
- Listed
- Oct 15, 2026
- MLS #
- D6149179
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 493 DORCHESTER ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,493
$1,062 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,062
- Property taxes
- $231
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,493
Over the life of the loan
- Loan amount
- $168,000
- Down payment
- $42,000
- Total interest
- $214,275
- Principal + interest paid
- $382,275
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
493 Dorchester St, Port Charlotte, FL 33954
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6149179 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
