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Lasbury Tracy Realty Inc
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$399,000

Active

14772 Ponce de Leon Trl, Port Charlotte, FL 33981

3 beds · 2 baths · 1,670 sq ft

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532008

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Enjoy MODERN FLORIDA LIVING in this beautifully designed 3-bedroom, 2-bathroom, 2-car garage home in HARBOR WEST, a desirable gated community in South Gulf Cove. Built in 2022, this Capri model offers approximately 3,000 square feet of combined indoor and outdoor living space, with high ceilings, crown molding, impact windows, a tile roof, and an inviting split-bedroom floor plan. From the spacious interior to the extended outdoor living areas and versatile garage, this home is designed for comfort, relaxation, and entertaining. INTERIOR FEATURES • Built in 2022 • Bright, open floor plan • High ceilings and crown molding • Designer lighting • Impact windows • Tile roof • Split-bedroom floor plan • Fully screened front porch LIVING & ENTERTAINING SPACE The open-concept layout connects the family room, dining area, and kitchen, creating a welcoming space for everyday living and entertaining. Double sliding glass doors lead to the expansive outdoor living area, blending indoor comfort with the Florida lifestyle. KITCHEN FEATURES The eat-in kitchen offers a functional layout with plenty of workspace and storage. • Granite countertops • Stainless steel appliances • Large pantry • Ample cabinetry • Eat-in dining area PRIMARY SUITE The spacious primary suite offers a relaxing retreat with crown molding, a large walk-in closet, and a private ensuite bathroom. • Large walk-in closet • Dual-sink vanity with granite countertops • Large walk-in shower • Abundant bathroom storage GUEST BEDROOMS & BATHROOM Two additional bedrooms provide flexible space for guests, family, or a home office, with a second full bathroom conveniently located nearby. OUTDOOR LIVING Step outside to an impressive outdoor oasis featuring a screened, paver lanai, extended patio, and additional oversized lanai space. Whether enjoying a morning coffee, dining outdoors, or relaxing at sunset, there is room to make the most of Florida living. • Screened lanai with paver flooring • Newly extended patio • Oversized additional lanai • Heated, jetted swim spa with multiple features • Double sliding glass doors connecting indoor and outdoor spaces • Serene lake view from the front of the home GARAGE & ADDITIONAL FEATURES • 2-car garage with A/C mini split and heat • Insulated garage • Washer and dryer included • Approximately 3,000 square feet of combined indoor and outdoor living space GATED COMMUNITY FEATURES Harbor West is a waterfront community featuring approximately 165 homes across 99 acres, with scenic canal and pond views and NO CDD. • Gated community with 2 entrances • Yard maintenance included • Sidewalks • Public water and sewer • Irrigation system drawing from the community lake LOCATION & LIFESTYLE Conveniently located in South Gulf Cove, this home offers access to Gulf beaches, Boca Grande, Englewood, golf courses, boat ramps, shopping, and dining. Boating enthusiasts will appreciate access to nearby waterways, including the Myakka River, Intracoastal Waterway, and Gulf of Mexico. Enjoy convenient travel to Wellen Park, Sarasota, Tampa, and Fort Myers, with I-75 providing access to destinations throughout Southwest Florida. Whether you're looking for a full-time residence or a seasonal retreat, this home combines modern construction, versatile living spaces, and desirable community amenities in a convenient coastal location. Schedule your private showing today!

Facts

Property type
Single Family Residence
Year built
2022
Living area
1,670 sqft
Lot size
0.25 acres
Water view
Yes
Private pool
Yes
Exposure
East
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$5,857/yr
Monthly fees
$272/mo
Listed
Oct 12, 2026
MLS #
C7532008

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 14772 PONCE DE LEON TRL. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,110

$2,018 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,018
Property taxes
$488
Homeowners insurance
$333
Flood insurance
$0
HOA / condo fees
$272
Mortgage insurance (PMI)
$0
Total per month
$3,110

Over the life of the loan

Loan amount
$319,200
Down payment
$79,800
Total interest
$407,122
Principal + interest paid
$726,322
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

14772 Ponce de Leon Trl, Port Charlotte, FL 33981

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532008 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sat, Oct 17 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 16, 2026, 5:17 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]