$595,328
Coming Soon431 Exuma Ct, Punta Gorda, FL 33950
3 beds · 2 baths · 1,731 sq ft
Open houses
- Fri, Oct 16 · 11 AM–2 PM
- Sat, Oct 17 · 10 AM–3 PM
- Sun, Oct 18 · 11 AM–2 PM
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532025
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
PICTURES COMING SOON LUXURIOUS WATERFRONT LIVING IN PUNTA GORDA ISLES! Step into your own tropical paradise featuring a heated swimming pool beautifully refinished in October 2026 with a rich, deep Mediterranean-blue finish that creates an elegant, resort-style atmosphere. Relax on the spacious screened lanai overlooking the sparkling canal, entertain guests, or simply enjoy the Florida sunshine in your private waterfront retreat! Situated on an oversized waterfront lot, this furnished 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan with a formal living room, dining area, and family room. The centrally located kitchen features granite countertops, wood cabinetry, and tile flooring. Pocket sliding glass doors open to the expansive screened lanai, providing easy access to the pool and outdoor entertaining area while offering beautiful waterfront views. Boating enthusiasts will appreciate approximately 102 feet of seawall and convenient boating access to Charlotte Harbor and the Gulf. Underground utilities add to the neighborhood's appeal. The original roof is maintained annually with professional pressure washing and inspection. LOCATION, LOCATION, LOCATION! Enjoy an exceptional location close to Fishermen's Village, the scenic Harborwalk, W. Henry Dog Park, and downtown Punta Gorda's outstanding restaurants, waterfront dining, boutique shopping, festivals, and entertainment. Whether enjoying a morning walk along the harbor, dining with friends, exploring local shops, or spending the day boating, the best of Punta Gorda is just minutes away! IDEAL FOR HOMEOWNERS OR INVESTORS! Currently operating as a VRBO vacation rental with an established rental history and reservations in place from mid-December through April. Existing reservations may be transferred to the buyer or canceled if the buyer prefers to make this waterfront retreat their personal residence. Offered furnished, excluding the owners' personal belongings, this property provides flexibility for full-time living, a seasonal Florida getaway, or continued vacation rental use. Experience the beauty of waterfront living, a luxurious Mediterranean-blue pool, exceptional boating access, and one of Punta Gorda's most desirable locations. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1981
- Living area
- 1,731 sqft
- Lot size
- 0.28 acres
- Waterfront
- Yes · 206 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,612/yr
- Listed
- Oct 14, 2026
- MLS #
- C7532025
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 431 EXUMA CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,307
$3,010 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,010
- Property taxes
- $801
- Homeowners insurance
- $496
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,307
Over the life of the loan
- Loan amount
- $476,262
- Down payment
- $119,066
- Total interest
- $607,446
- Principal + interest paid
- $1,083,708
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



