$359,000
Active2349 Montpelier Rd, Punta Gorda, FL 33983
2 beds · 2 baths · 1,532 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532029
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. EXTREMELY WELL CARED for 2-2-2 POOL HOME with secluded setting in the highly desirable DEEP CREEK SEC 23 neighborhood - not in a flood zone and NO MONTHLY HOA payments (very minimal yearly HOA). This home is loaded with updates/upgrades such as 2023 Roof, 2023 AC, HWH 2023, whole house water filtration system from 2023 - Impact windows 2023 - back of home protected with accordion shutters, ceramic tile throughout (no carpet here), granite in the kitchen and quartz in the bathrooms, house re-piped in 2023 and for added peace of mind in this neighborhood all power lines are underground. SENSATIONAL curb appeal as you approach this home and notice the front entry screened area - perfect way to start your day with a cup of coffee. You might enjoy your favorite evening beverage out on the lanai or in the pool. This home offers a number of options for entertainment and/or relaxation. Step inside the home and you'll appreciate how the layout flows - with a living room/dining room to the right and the family room to the left with the kitchen in between. The under roof lanai is easily accessible and blends well with the pool and large area around the pool. Beyond the caged lanai is your very own slice of heaven - plenty of green space/trees to enjoy - not always easy to find in Florida. The split floor plan has the large master bedroom to the right with a nicely updated master bath that features 2 stand-alone vanities and a walk-in shower. The guest bedroom/bathroom is to the left with the guest bedroom also offering that stunning view of nature. Garage offers hang down storage and the yard features an irrigation system run on well water. Deep Creek is extremely well situated - just 10 to 15 minutes from downtown Punta Gorda and Fisherman's village. And close to I75 allowing you to move easily north or south throughout Florida. The updates and upgrades have been completed - all that is left for you to do is relax and enjoy this extremely well cared for home. Call today for a private showing.
Facts
- Property type
- Single Family Residence
- Year built
- 1986
- Living area
- 1,532 sqft
- Lot size
- 0.22 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,189/yr
- Monthly fees
- $17/mo
- Listed
- Oct 20, 2026
- MLS #
- C7532029
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2349 MONTPELIER RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,481
$1,815 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,815
- Property taxes
- $349
- Homeowners insurance
- $299
- Flood insurance
- $0
- HOA / condo fees
- $17
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,481
Over the life of the loan
- Loan amount
- $287,200
- Down payment
- $71,800
- Total interest
- $366,308
- Principal + interest paid
- $653,508
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2349 Montpelier Rd, Punta Gorda, FL 33983
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532029 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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