$239,999
Active22205 New York Ave, Port Charlotte, FL 33952
3 beds Β· 2 baths Β· 1,394 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# C7532050
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Block home in Port Charlotte with the big-ticket items already done. This 2-bed, 2-bath, 2-car garage home has a 2020 roof, 2020 A/C with redone ductwork, a new electrical panel, a 50-gallon water heater (2021), two impact windows (2023), and an impact-rated front door (2024). It also has a wind-rated garage door with new springs and a new door from the house to the garage. Inside, wood-look tile runs through the open living and dining area, with no carpet in the home. The galley kitchen has stainless appliances, wood cabinetry, a tile backsplash, and a window over the sink that looks out to the backyard. The primary suite has new flooring and its own bath with a walk-in tiled shower, built-in bench, new glass door, and updated toilet. The second bath has a tiled tub/shower combo and a large vanity. Sliding doors open to a large screened lanai overlooking a south-facing backyard on a 10,000 sq ft lot. The yard is fully enclosed by a vinyl privacy fence with double gates, and there's plenty of room to add a pool. A storage shed is included. The washer, dryer, garage fridge, deep freezer, and lawnmower all stay. Public water and sewer, no HOA, and Flood Zone X. Minutes from US-41 shopping and dining.
Facts
- Property type
- Single Family Residence
- Year built
- 1975
- Living area
- 1,394 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,993/yr
- Listed
- Oct 14, 2026
- MLS #
- C7532050
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 22205 NEW YORK AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,663
$1,214 of that is principal & interest. 27% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,214
- Property taxes
- $249
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,663
Over the life of the loan
- Loan amount
- $191,999
- Down payment
- $48,000
- Total interest
- $244,884
- Principal + interest paid
- $436,883
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
22205 New York Ave, Port Charlotte, FL 33952
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# C7532050 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



