$759,000
Active197 Tropicana Dr #1522, Punta Gorda, FL 33950
3 beds · 3 baths · 2,495 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7532076
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Luxury Waterfront Living at Its Finest – Top-Floor Tarpon Cove Condo with Private Elevator and Deeded Dock with 27,000-lb Lift Experience the perfect blend of luxury, privacy, and waterfront convenience in this stunning top-floor Cayo Costa II residence located in the coveted community of Tarpon Cove in Punta Gorda Isles. With a deeded dock space (#12) & a 27,000-lb boat lift accommodating up to a 38-foot vessel, this property offers direct, sailboat-access boating to Charlotte Harbor with no bridges! From the moment you step inside, the attention to detail is unmistakable. The home’s elegant and cohesive renovations have created a bright, open-concept design that seamlessly connects each living space while capturing the beauty of the natural surroundings. Engineered maple hardwood floors provide a warm, neutral foundation that complements any style, while elevated ceilings and walls of windows invite abundant natural light and soothing water views from nearly every room. The floor plan offers flexibility with two large master suites, each featuring its own private ensuite bath and walk-in closet, plus a third bedroom and a spacious den or office conveniently located near the third full bathroom. The layout is ideal for hosting family and friends or for those who desire dedicated work-from-home space. And if stairs aren’t your thing, you’ll love the private elevator exclusive to this unit, offering effortless access directly from your oversized two-car garage (462 sq. ft.) to your main living level. The kitchen is a showpiece—designed for the passionate cook and entertainer alike. Exquisite quartz countertops, a generous island, recently extended for extra bar stools/eating space, and an abundance of cabinet and pantry storage make this a dream workspace. Entertaining is effortless in the expansive great room, featuring a custom feature wall with electric fireplace, and a bar and wine display that elevate the dining area into a true gathering space. From the screened lanai, take in the peaceful sights and sounds of the illuminated fountain—an enchanting backdrop for evening cocktails or morning coffee. Practical features blend seamlessly with the luxury details: impact-resistant glass and shutters for storm protection, a new roof installed in 2023, multiple walk-in closets, and an oversized laundry room with extra storage. Every inch of this residence has been carefully designed for comfort, beauty, and function. Set within Tarpon Cove’s 10-acre gated enclave, residents enjoy a carefree, maintenance-free lifestyle enhanced by a heated pool and spa, clubhouse, fitness center, and scenic sidewalks that wind through lush tropical landscaping. Boaters will appreciate the well-maintained concrete walkways leading to the private docks, each equipped with electric pedestals, dock boxes, and 30-amp service. Beyond the gates, you’re minutes from Fishermen’s Village, historic downtown Punta Gorda, waterfront parks, walking trails, golf, pickleball, and some of Southwest Florida’s most celebrated dining and entertainment destinations. Whether you’re seeking a seasonal retreat or a year-round residence, this condo offers the perfect balance of elegance, tranquility, and access to adventure. Live where every day feels like a getaway— schedule your private showing today and discover why Tarpon Cove remains one of Punta Gorda’s most desirable waterfront communities.BE SURE TO CLICK THE FULL VIRTUAL TOUR LINKS FOR DETAILS!
Facts
- Property type
- Condominium
- Year built
- 2004
- Living area
- 2,495 sqft
- Waterfront
- Yes · 25 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,542/yr
- Monthly fees
- $975/mo
- Listed
- Oct 15, 2026
- MLS #
- C7532076
Virtual tour
- Video tour on Vimeovimeo.com
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 197 TROPICANA DR #1522. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,741
$3,838 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,838
- Property taxes
- $295
- Homeowners insurance
- $633
- Flood insurance
- $0
- HOA / condo fees
- $975
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,741
Over the life of the loan
- Loan amount
- $607,200
- Down payment
- $151,800
- Total interest
- $774,450
- Principal + interest paid
- $1,381,650
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
197 Tropicana Dr #1522, Punta Gorda, FL 33950
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7532076 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



