$3,490,000
Active36 Lemon Bay Ln, Placida, FL 33946
4 beds Β· 4 baths Β· 4,356 sq ft
Listing courtesy of GULF TO BAY SOTHEBY'S INTERNAT Β· MLS# D6149208
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Mediterranean architecture finds a fresh expression in this thoughtfully remodeled Palm Island waterfront residence, where gracious proportions meet a sophisticated eye for materials and detail. Set on one and a half lots, including an additional half-lot of lawn to the east, the property offers a generous island setting. Rich walnut, textured tile and carefully chosen finishes bring depth and individuality to the interiors, with distinctive touches that reward a closer look. Offering four bedrooms and three and a half baths, the home unfolds through arched passageways and light-filled spaces linked by travertine flooring. A soaring two-story living room forms its architectural heart, framed by tall windows and a curved upper gallery with decorative ironwork. Nearby, a window-lined sitting room offers a quieter place to gather, with views of the surrounding tropical landscape. The remodeled kitchen balances cream cabinetry and pale, subtly veined countertops with the warmth of real walnut cabinetry, a sculptural walnut range hood and walnut-lined ceiling recesses. Patterned tile and globe pendants complete the composition, while a separate breakfast bar provides generous seating. A sunny breakfast nook brings the greenery into view. The adjacent beverage bar continues the thoughtful detailing with open wood shelving and a wave-textured backsplash. In the primary suite, an intricately coffered ceiling adds architectural dimension, while expansive windows and French doors opening to a private balcony connect the room to its waterfront setting. The adjoining bath features dual vanities, a freestanding tub and a separate shower. Outdoor living is equally compelling. Covered terraces provide inviting spaces for dining and relaxing, overlooking a generous freeform pool and spa framed by palms and expansive paved terraces. Along the canal, private dockage includes two boat lifts with capacities of 8,000 and 33,000 pounds, both less than a year old. A sandy kayak launch offers another way to enjoy the water, with the Intracoastal Waterway just a few hundred feet away. An elevator, backup generator, impact windows and doors, and an on-demand propane water heater complement the homeβs design with everyday convenience. From its dramatic central living space to the intimate details of its renovation, this distinctive island residence brings architectural presence and a personal sensibility to waterfront living.
Facts
- Property type
- Single Family Residence
- Year built
- 2005
- Living area
- 4,356 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Bay/Harbor, Beach, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $32,748/yr
- Listed
- Oct 21, 2026
- MLS #
- D6149208
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 36 LEMON BAY LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$23,285
$17,647 of that is principal & interest. 24% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $17,647
- Property taxes
- $2,729
- Homeowners insurance
- $2,908
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $23,285
Over the life of the loan
- Loan amount
- $2,792,000
- Down payment
- $698,000
- Total interest
- $3,561,042
- Principal + interest paid
- $6,353,042
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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36 Lemon Bay Ln, Placida, FL 33946
Listing courtesy of GULF TO BAY SOTHEBY'S INTERNAT Β· MLS# D6149208 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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