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Lasbury Tracy Realty Inc
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$350,000

Active

4000 Bal Harbor Blvd #317, Punta Gorda, FL 33950

3 beds Β· 2 baths Β· 1,682 sq ft

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532102

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

TURNKEY FURNISHED AND READY FOR IMMEDIATE ENJOYMENT! Discover BREATHTAKING LONG, INTERSECTING CANAL VIEWS from this 3-BEDROOM, 2-BATHROOM FIRST-FLOOR CORNER CONDO in the desirable waterfront community of SPINNAKER POINT in Punta Gorda Isles! Offering SAILBOAT WATER ACCESS, concrete seawalls, and community boat slips available on a first-come, first-served basis, this property is ideal for boating enthusiasts seeking convenient access to Charlotte Harbor and the Gulf of Mexico via Buckley's Pass. Step inside to a BRIGHT, OPEN FLOOR PLAN featuring neutral tile flooring throughout the main living areas, recessed lighting, and decorative fixtures. The inviting living and dining spaces flow seamlessly into the kitchen, creating an ideal setting for everyday living and entertaining. A mirrored accent wall and attractive pendant lighting enhance the dining area, adding a touch of elegance. The WELL-APPOINTED KITCHEN features crisp white raised-panel cabinetry, ample counter and storage space, new stainless steel appliances, a pantry cabinet, and a decorative tray ceiling accented by crown molding and recessed lighting. A breakfast bar provides casual seating while overlooking the main living areas. Sliding glass doors to the lanai have CUSTOM SIDE-TO-SIDE TRAVERSING BLINDS WITH DECORATIVE WHITE CORNICE VALANCES, tile flooring, two ceiling fans with lighting, and plenty of room for dining or relaxing. The enclosure offers added privacy and protection from the elements, while a convenient storage closet provides space for fishing gear, boating accessories, and other essentials. The GENEROUS PRIMARY SUITE offers plush carpeting, a ceiling fan, and abundant natural light from multiple windows with attractive treatments. A walk-in closet provides ample storage, while the ensuite bathroom features a dual-sink vanity with an expansive countertop, a large mirror, a separate toilet area, and a tiled walk-in shower with decorative accents. Two additional guest bedrooms feature PLUSH CARPETING AND BUILT-IN CLOSETS and share a full guest bathroom. A DEDICATED INSIDE LAUNDRY ROOM offers a stacked washer and dryer, utility sink, extensive white cabinetry, generous counter space, and additional storage closets. Residents of SPINNAKER POINT enjoy beautifully maintained grounds, a HEATED WATERFRONT POOL, new TENNIS COURT Β and convenient boating access. Golf enthusiasts will appreciate being located directly across from ST. ANDREWS SOUTH GOLF CLUB. Ideally situated just minutes from HISTORIC DOWNTOWN PUNTA GORDA AND FISHERMEN'S VILLAGE, this community offers easy access to waterfront dining, shopping, entertainment, and local events. Nearby parks feature walking and biking trails, picnic areas, and public boat ramps providing access to Charlotte Harbor and the Peace and Myakka Rivers. Beautiful Gulf beaches are within driving distance, while nearby I-75 provides convenient travel to Fort Myers, Naples, Sarasota, and Tampa. Whether you're seeking a YEAR-ROUND RESIDENCE, SEASONAL RETREAT, OR INVESTMENT OPPORTUNITY, this turnkey furnished condo offers an inviting opportunity to embrace the Southwest Florida waterfront lifestyle. COME LIVE AND PLAY IN BEAUTIFUL PUNTA GORDA!

Facts

Property type
Condominium
Year built
1989
Living area
1,682 sqft
Waterfront
Yes Β· 93 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lake, River
Water view
Yes
Private pool
No
Exposure
West
Furnished
Turnkey
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$2,233/yr
Monthly fees
$563/mo
Listed
Oct 17, 2026
MLS #
C7532102

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 4000 BAL HARBOR BLVD #317. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,811

$1,770 of that is principal & interest. 37% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,770
Property taxes
$186
Homeowners insurance
$292
Flood insurance
$0
HOA / condo fees
$563
Mortgage insurance (PMI)
$0
Total per month
$2,811

Over the life of the loan

Loan amount
$280,000
Down payment
$70,000
Total interest
$357,125
Principal + interest paid
$637,125
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4000 Bal Harbor Blvd #317, Punta Gorda, FL 33950

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532102 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Sun, Oct 18 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 17, 2026, 3:59 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]