$885,000
Active202 Rio Terra, Venice, FL 34285
3 beds Β· 2 baths Β· 1,855 sq ft
Listing courtesy of PREMIER SOTHEBYS INTL REALTY Β· MLS# N6146225
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
A truly unique opportunity on Venice Island! Few properties can boast the combination of direct access to the Venetian Waterway Trail, beautiful Intracoastal Waterway views, and a peaceful cul-de-sac setting within a gated community. Located in the gated community of Bellagio, this three-bedroom, two-bathroom pool home enjoys an extraordinary position overlooking the trail and Intracoastal Waterway, where passing boats and native Florida wildlife provide an ever-changing backdrop from much of the home and expansive screened lanai. For those who enjoy an active outdoor lifestyle, the location is truly special. Step directly from your backyard onto the Venetian Waterway Trail, where you can enjoy walking, jogging, biking, and wildlife watching along the Intracoastal Waterway. Connecting to the renowned Legacy Trail, this scenic pathway system offers nearly 23 miles of uninterrupted trails, with the added convenience of a route leading south to Caspersen Beach, famous for its natural beauty and shark tooth hunting. Inside, the home offers a spacious, functional layout designed for comfortable everyday living and entertaining. The generously sized kitchen features abundant workspace, a closet pantry, and a natural gas range. The primary suite offers a walk-in closet and an ensuite bathroom complete with dual sinks, a garden soaking tub, separate shower, and private water closet. Two additional generously sized bedrooms provide comfortable accommodations for guests or flexible space for a home office. Plantation shutters add timeless appeal throughout the home. Step outside to the expansive screened lanai, where covered and open-air spaces invite you to relax, entertain, or enjoy a swim while taking in the beautiful waterway views. The pool features an electric heater installed in 2021, while a natural gas hookup on the lanai offers additional possibilities for outdoor living. Additional highlights include a new roof in 2026, hurricane shutters for the rear lanai, a natural gas dryer, a paver driveway, and a two-car garage. The property is currently located in Flood Zone X, where flood insurance is generally not required by mortgage lenders. Bellagio on Venice Island offers a wonderful combination of privacy, convenience, and community amenities, including a clubhouse with social activities, community swimming pool, tennis and pickleball courts, and more. All of this is just minutes from historic downtown Venice, with its charming shops, restaurants, entertainment, and beautiful Gulf beaches. Whether you're enjoying the Intracoastal views from your lanai, exploring miles of trails right outside your door, or taking advantage of everything Venice Island has to offer, this home delivers an exceptional Florida lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Living area
- 1,855 sqft
- Lot size
- 0.14 acres
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,861/yr
- Monthly fees
- $372/mo
- Listed
- Oct 24, 2026
- MLS #
- N6146225
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 202 RIO TERRA. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$6,156
$4,475 of that is principal & interest. 27% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,475
- Property taxes
- $572
- Homeowners insurance
- $738
- Flood insurance
- $0
- HOA / condo fees
- $372
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,156
Over the life of the loan
- Loan amount
- $708,000
- Down payment
- $177,000
- Total interest
- $903,015
- Principal + interest paid
- $1,611,015
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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202 Rio Terra, Venice, FL 34285
Listing courtesy of PREMIER SOTHEBYS INTL REALTY Β· MLS# N6146225 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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