Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$2,200,000

Active

1117 San Mateo Dr, Punta Gorda, FL 33950

5 beds Β· 5 baths Β· 5,310 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7532125

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Some homes make an impression with their scale. This one draws you in with its warmth. Through solid Honduran mahogany doors, natural light falls across travertine floors, rich wood tones soften the generous living spaces, and the eye travels through glass doors to the canal beyond. At 1117 San Mateo Dr in Punta Gorda Isles, exquisite materials and architectural detail create a deeply personal expression of luxury, as inviting for an evening with friends as it is for the simple rhythms of home. Set on more than .60 acres with 84 feet of sailboat waterfront, the residence offers 5,310 heated sqft, 5 bedrooms and 4.5 baths, including a private In-Law suite. Vaulted and custom tray ceilings give the rooms a graceful sense of scale, while substantial moldings, solid wood doors, faux painted walls and softly textured Venetian plaster finishes reward a closer look. The living room features a coral stone fireplace bringing warmth and character to a space made for lingering. The family room frames a long canal vista, keeping the water present throughout the day. Quartzite countertops, handcrafted Zellige tile and GE Monogram appliances give the kitchen its own quiet distinction, complemented by a wine cooler, Bosch dishwasher and Fisher & Paykel dish drawer. Adjacent, is an aquarium window wrapping the breakfast nook in views of the lanai, creating a lovely place for morning coffee before the house comes to life. Guests can drift from conversation by the fireplace to dinner beneath the approximately 1,500 sqft of covered and screened loggia, where a summer kitchen with granite countertops and a Kokomo grill makes cooking part of the occasion. There is room for a beautifully set table, an unhurried meal, and another hour together captivated by those spectacular Florida sunsets. The open air pool, shallow sun shelf & propane heated spa lend the setting the ease of a private resort, w/ the canal just beyond. A concrete dock w/water and lighting offers direct access onto Charlotte Harbor without fixed bridges. The primary suite carries that same sense of ease into a more private setting. Double doors open to the lanai, while Calacatta gold marble, Hansgrohe fixtures, a soaking tub & rain shower heads bring a rich, tactile beauty to the bath. Mannington Brazilian cherry wood floors and thoughtfully chosen window treatments soften the bedrooms, & California Closets systems provide carefully considered storage. Spacious guest accommodations include an ensuite bedroom and a Jack and Jill bath arrangement. A separate office w/ a walk in closet offers the possibility of an additional bedroom. Across the covered lanai, the ~800sqft guest house feels like a getaway of its own. Overlooking the pool, it includes a private entrance, bedroom, bath, kitchen & laundry, allowing guests/extended family to settle in comfortably while remaining close to the heart of the home. Rebuilt in 2006 from the slab & three remaining walls, the home was thoughtfully refreshed in 2021. Impact glass, hurricane shutters & a generous garage storage room reflect the same care given to everyday comfort & practicality. Located near historic downtown Punta Gorda and the waterfront shops and restaurants of Fishermen’s Village, this home places boating, dining and afternoons exploring the town within easy reach. It is refined Florida living with a welcoming spirit, a home as suited to memorable gatherings as to the quieter moments that make it your own. See attached Refinements Sheet.

Facts

Property type
Single Family Residence
Year built
2006
Living area
5,310 sqft
Lot size
0.6 acres
Waterfront
Yes Β· 84 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean
Water view
Yes
Private pool
Yes
Exposure
East
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$16,887/yr
Listed
Oct 19, 2026
MLS #
C7532125

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1117 SAN MATEO DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$14,365

$11,124 of that is principal & interest. 23% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$11,124
Property taxes
$1,407
Homeowners insurance
$1,833
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$14,365

Over the life of the loan

Loan amount
$1,760,000
Down payment
$440,000
Total interest
$2,244,783
Principal + interest paid
$4,004,783
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1117 San Mateo Dr, Punta Gorda, FL 33950

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7532125 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Tue, Oct 20 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 19, 2026, 9:53 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]