$358,000
Active12005 Atoll Ave, Port Charlotte, FL 33981
3 beds · 2 baths · 1,637 sq ft
Listing courtesy of HOLIDAY BUILDERS GULF COAST · MLS# C7532137
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under Construction. HIGHLAND MODEL!! 3 CAR GARAGE! 3 Bedroom + Den and 2 Full Baths! The Cornerstone Series offers impressive exteriors with concrete block construction and decorative textured finishes. Hurricane rated engineered wood trusses, dimensional shingles and outdoor patio as well. Beautiful 9’4' ceilings with knockdown texture and deluxe kitchens boasting upgraded cabinets & quartz countertops. All living areas have tile flooring, while bedrooms have carpet. Home includes one full year of transferable warranty coverage and a 10 year Limited Structural Warranty. Energy smart features throughout this stunning quality-built home. Call to see this home today!
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Living area
- 1,637 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $775/yr
- Listed
- Oct 16, 2026
- MLS #
- C7532137
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12005 ATOLL AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,173
$1,810 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,810
- Property taxes
- $65
- Homeowners insurance
- $298
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,173
Over the life of the loan
- Loan amount
- $286,400
- Down payment
- $71,600
- Total interest
- $365,287
- Principal + interest paid
- $651,687
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12005 Atoll Ave, Port Charlotte, FL 33981
Listing courtesy of HOLIDAY BUILDERS GULF COAST · MLS# C7532137 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
