$25,000
Active3066 Perdue Ter, Punta Gorda, FL 33983
0.23 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7532139
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Build your Florida home in Harbour Heights, the quiet riverside community tucked along the Peace River just northeast of Punta Gorda. This .23 acre homesite at 3066 Perdue Ter measures a full 10,000 square feet, 80 feet of road frontage by 125 feet deep, with public water and sewer available to connect. Zoned RSF-3.5, Charlotte County’s residential single-family district, the lot is designated for a single-family detached home, which may include an attached guest suite. RSF-3.5 permits building heights up to 38 feet and setbacks of 25 feet in front, 7.5 feet on each side, and 20 feet at the rear, you are left with a building envelope roughly 65 feet wide and 80 feet deep. Swimming pools and similar non-commercial recreational structures are expressly permitted in the district, so there is genuine room for a large home with a screened lanai and a pool out back. Buyers should verify exact setbacks and site plan requirements with Charlotte County before finalizing plans. Two more green lights for permitting: this property is NOT in a Scrub Jay review area, and the National Wetland Inventory mapper shows NO Wetlands on site. Boaters, this is why buyers appreciate Harbour Heights. The community has its own park on the Peace River with a public boat ramp, along with picnic areas, playgrounds, and tennis courts. From the ramp the river runs straight down to Charlotte Harbor and out to the Gulf, putting some of Florida’s best fishing and cruising water minutes from your driveway, with no need for a marina slip. Golfers are just as well positioned. Deep Creek Golf Club sits just minutes away, with dozens more courses spread across Punta Gorda, Port Charlotte, North Port, and Rotonda, enough variety to play somewhere different every week of the season. The location is the quiet advantage here. I-75 is roughly five minutes away, giving you fast access north toward Sarasota and Tampa or south toward Fort Myers and Naples. Punta Gorda Airport is just across the I-75 bridge, and Fort Myers International (RSW) is about 45 minutes for longer trips and arriving guests. Historic downtown Punta Gorda, Fishermen’s Village, Port Charlotte shopping, dining, and medical care are all a short drive. The therapeutic waters of Warm Mineral Springs, one of the few warm mineral springs in North America, are roughly 25 to 30 minutes out, and the sugar sand beaches of Englewood Beach and Boca Grande are about 45 minutes to an hour down the coast. Sports fans are covered on both sides of the aisle. Charlotte Sports Park, spring training home of the Tampa Bay Rays, is a short drive, and CoolToday Park in Wellen Park, spring training home of the Atlanta Braves, is an easy run up the interstate for Spring Training baseball every year. Utilities in place, no scrub jay review, no wetlands, a neighborhood boat ramp, and room for the home and pool you actually want.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- West
- Flood zone
- AE
- Annual taxes
- $543/yr
- Listed
- Oct 20, 2026
- MLS #
- C7532139
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3066 PERDUE TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$372
$126 of that is principal & interest. 66% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $126
- Property taxes
- $45
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $372
Over the life of the loan
- Loan amount
- $20,000
- Down payment
- $5,000
- Total interest
- $25,509
- Principal + interest paid
- $45,509
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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3066 Perdue Ter, Punta Gorda, FL 33983
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7532139 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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