$700,000
Active305 Spaniards Rd, Placida, FL 33946
0.69 acre lot
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · MLS# GC544229
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
EXCEPTIONAL 0.69-ACRE WATERFRONT HOMESITE IN CAPE HAZE A rare opportunity to create a distinctive waterfront estate in the sought-after coastal enclave of Cape Haze. This nearly cleared, estate-sized homesite encompasses approximately 0.69 acres and offers an impressive 127 feet of canal frontage - providing exceptional space for an architecturally designed residence, resort-style pool, expansive outdoor living areas and generous garaging. With no mandatory HOA fees and no deed restrictions, the property offers valuable freedom to realize a truly personal vision. The canal connects to the Gulf Intracoastal Waterway, with routes toward Placida Harbor and Kettle Harbor, placing renowned boating, fishing and cruising waters within reach. According to current FEMA mapping, the property is not located within a designated Special Flood Hazard Area. Surrounded by the natural beauty and understated elegance of Cape Haze, the property enjoys convenient access to upscale marinas, boat ramps, golf courses, nature preserves and waterfront dining. The celebrated beaches and island lifestyle of Boca Grande, Englewood and Manasota Key are only a short drive away. Whether envisioned as a private seasonal retreat or a sophisticated full-time residence, this remarkable homesite combines substantial acreage, exceptional canal frontage, boating connectivity and development flexibility in one of Southwest Florida’s most desirable coastal settings. (The seller resides abroad and is personally known to the listing agent.)
Facts
- Property type
- Land
- Lot size
- 0.69 acres
- Waterfront
- Yes · 381 ft
- Water access
- Canal - Saltwater, Gulf/Ocean, Intracoastal Waterway
- Water view
- Yes
- Exposure
- North
- Flood zone
- X
- Annual taxes
- $6,341/yr
- Listed
- Oct 16, 2026
- MLS #
- GC544229
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 305 SPANIARDS RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,651
$3,540 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,540
- Property taxes
- $528
- Homeowners insurance
- $583
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,651
Over the life of the loan
- Loan amount
- $560,000
- Down payment
- $140,000
- Total interest
- $714,249
- Principal + interest paid
- $1,274,249
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
305 Spaniards Rd, Placida, FL 33946
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · MLS# GC544229 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



