$515,000
Coming Soon3951 Whispering Oaks Dr, North Port, FL 34287
3 beds · 2 baths · 1,984 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# N6146246
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Resort-style living with lake views in guard-gated Heron Creek Golf & Country Club! This 3 bedroom, 2 bath PLUS A DEN pool home is the popular Expanded Erin floor plan by David Schroeders, set on a lakefront homesite with peaceful conservation views. The open great room features high tray ceilings and pocketing sliders that open to the lanai and pool. The kitchen offers granite counters, a breakfast bar, closet pantry, built-in desk, convection oven, and an eat-in dinette. The private primary suite has dual closets, dual sinks, a garden tub, and a private pocketing slider out to the pool area. The den features built-in shelving and desk that is ideal for a home office. Outside, the heated, solar-assisted pool is surrounded by a screened enclosure with an outdoor summer kitchen, built-in grill, and plenty of counter space under the covered patio overlooking the water. Recent updates include a new tile roof in 2023, pool resurfaced in 2025, and a new pool pump in 2026. Oversized 2-car garage with golf cart parking, natural gas, gutters, and reclaimed water irrigation. Flood zone X. Heron Creek offers a beautiful clubhouse, 27-hole championship golf, restaurant, fitness center, community pool, and tennis, and the HOA includes cable, internet, and grounds maintenance. Golf and Country Club membership required. Publix, Starbucks, Dunkin, and Walmart Neighborhood Market are just minutes away, plus the future Sarasota Memorial North Port hospital and Detwiler’s Farm Market planned nearby on Sumter Blvd. Easy access to I-75, Wellen Park, and Gulf beaches. Schedule your showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Living area
- 1,984 sqft
- Lot size
- 0.15 acres
- Waterfront
- Yes · 52 ft
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,251/yr
- Monthly fees
- $390/mo
- Listed
- Oct 17, 2026
- MLS #
- N6146246
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3951 WHISPERING OAKS DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,694
$2,604 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,604
- Property taxes
- $271
- Homeowners insurance
- $429
- Flood insurance
- $0
- HOA / condo fees
- $390
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,694
Over the life of the loan
- Loan amount
- $412,000
- Down payment
- $103,000
- Total interest
- $525,483
- Principal + interest paid
- $937,483
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
