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$149,000

Active

24 Emden Cir, Punta Gorda, FL 33950

2 beds · 2 baths · 1,248 sq ft

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7532183

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to Windmill Village, an inviting 55+ community where comfort meets convenience Step into this charming 2005 Cavalier model home featuring 2 bedrooms and 2 bathrooms. Thoughtful design details include crown molding throughout and an airy open-concept layout that creates a seamless flow from room to room. Luxury vinyl plank flooring runs throughout the home, and a new roof installed in 2023 provides lasting reliability and peace of mind. The exterior has been thoughtfully updated with a brand-new carport complete with gutters, an Elite shed, and flashing, plus new skirting securely fastened to 2x4 pressure-treated wood. A tall storage shed offers ample space for belongings, while impact-resistant film on the tilt-in windows delivers added protection and easy cleaning. Updated landscaping with stone, new palms, and a drip irrigation system for the bushes completes the appealing outdoor presentation. The cheerful kitchen serves as the heart of the home, featuring a center island and convenient breakfast bar—perfect for preparing meals and entertaining. Sliding doors open to the front porch, extending your living space outdoors. Laundry is conveniently located just off the kitchen, and the primary bathroom includes a comfort-height toilet. Low HOA fees include water, sewer, and trash pickup. Residents enjoy an active lifestyle with two private marinas, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, numerous clubs, and a new pavilion by the heated pool ideal for gatherings. Punta Gorda has been voted “#1 Best Small Place to Live” by Money Magazine and Forbes. Please note that the purchase price does not include the $18,285 Buy-In Share and Bond, which is refunded when you sell. Don’t miss the chance to make this delightful Windmill Village home your own—a place where comfort, style, and community come together. Schedule your showing today. This is your paradise!

Facts

Property type
Manufactured Home
Year built
2005
Living area
1,248 sqft
Lot size
0.11 acres
Private pool
No
Exposure
South
Furnished
Partially
Flood zone
9AE
CDD
No
55+ community
Yes
Annual taxes
$2,513/yr
Monthly fees
$265/mo
Listed
Oct 15, 2026
MLS #
C7532183

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 24 EMDEN CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,428

$753 of that is principal & interest. 47% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$753
Property taxes
$209
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$265
Mortgage insurance (PMI)
$0
Total per month
$1,428

Over the life of the loan

Loan amount
$119,200
Down payment
$29,800
Total interest
$152,033
Principal + interest paid
$271,233
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

24 Emden Cir, Punta Gorda, FL 33950

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7532183 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 22 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 21, 2026, 5:02 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]