$425,000
Active3059 Holcomb Rd, Port Charlotte, FL 33981
3 beds Β· 3 baths Β· 1,796 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS Β· MLS# C7532216
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Discover this charming 3-bedroom, 3-bath home situated on an oversized 0.46-acre double lot with peaceful water views in the desirable Gulf Cove community of Port Charlotte, Florida! Offering 1,796 square feet of living space, this property combines comfort, privacy, and endless possibilities for enjoying the Southwest Florida lifestyle. An expansive screened front porch welcomes you with tranquil water views, providing the perfect setting for morning coffee or relaxing evening sunsets. Step inside through elegant double French doors to a bright, inviting interior featuring a desirable split-bedroom floor plan. The spacious family room showcases a cozy wood-burning fireplace, creating a warm and welcoming atmosphere for everyday living and entertaining. The primary suite offers a private retreat with an ensuite bathroom, walk-in closets, and French doors opening directly to the screened front porch, where you can enjoy beautiful water views. The third bedroom also features French door access to the porch, adding character and versatility to the home's thoughtful design. Outdoor living is where this property truly shines! Situated on nearly half an acre, the oversized double lot provides exceptional space and privacy, with plenty of room to add a pool, expand your outdoor entertaining areas, or create your own tropical backyard oasis. The expansive covered ground-level area is ideal for barbecues, gatherings, and entertaining, while the backyard fire pit provides an inviting space to relax with family and friends. Additional highlights include an oversized 2-car garage, two carports, and a versatile lower-level space complete with a half bath, offering possibilities for a guest retreat, hobby room, bonus room, or additional entertaining space. With ample parking and room for recreational vehicles, this property offers flexibility to accommodate a variety of lifestyles. Located in Gulf Cove, with no mandatory HOA, you'll enjoy the freedom to make this property your own while being conveniently located near shopping, dining, golf courses, boating, and the beautiful Gulf beaches of Southwest Florida. Water views, nearly half an acre, generous outdoor living space, and incredible potentialβthis property offers a wonderful opportunity to embrace the Florida lifestyle! Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1985
- Living area
- 1,796 sqft
- Lot size
- 0.46 acres
- Private pool
- No
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,309/yr
- Listed
- Oct 21, 2026
- MLS #
- C7532216
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 3059 HOLCOMB RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,696
$2,149 of that is principal & interest. 20% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,149
- Property taxes
- $192
- Homeowners insurance
- $354
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,696
Over the life of the loan
- Loan amount
- $340,000
- Down payment
- $85,000
- Total interest
- $433,651
- Principal + interest paid
- $773,651
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3059 Holcomb Rd, Port Charlotte, FL 33981
Listing courtesy of KW PEACE RIVER PARTNERS Β· MLS# C7532216 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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