$194,900
Active21314 Austin Ave, Port Charlotte, FL 33952
2 beds · 1 bath · 897 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532226
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
OLD FLORIDA CHARM MEETS MODERN-DAY CONVENIENCE! NO HOA, PUBLIC WATER & SEWER, AND FLOOD ZONE X500! Welcome to this charming, METICULOUSLY MAINTAINED 2-bedroom, 1-bathroom home offering 897 square feet of living space, where vintage character meets modern conveniences! Exceptionally clean and beautifully cared for, this home is a delightful time capsule featuring gorgeous terrazzo flooring throughout and a timeless Florida feel. From the moment you arrive, you’ll appreciate the beautiful curb appeal and covered carport awning providing shade for your vehicle. But the charm doesn’t stop inside! Enjoy TWO screened-in patios and a beautifully landscaped backyard surrounded by privacy fencing, creating your own PRIVATE OUTDOOR RETREAT! Perfect for entertaining or simply unwinding, the backyard features a dedicated fire circle area and multiple inviting seating spaces for gathering with friends and family. Important improvements include a NEW ROOF (2022), WATER HEATER (2023), and A/C (2009). Additional highlights include NO HOA, PUBLIC WATER AND SEWER, and FLOOD ZONE X500! Located in the HEART OF PORT CHARLOTTE, you’re approximately 2 minutes from US-41, 5–10 minutes from shopping and dining, and less than 5 minutes from TWO hospitals! Whether you’re searching for a primary residence, seasonal getaway, or investment opportunity, this home offers the perfect combination of character, privacy, and convenience. SCHEDULE YOUR PRIVATE SHOWING TODAY!
Facts
- Property type
- Single Family Residence
- Year built
- 1961
- Living area
- 897 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,211/yr
- Listed
- Oct 22, 2026
- MLS #
- C7532226
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21314 AUSTIN AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,286
$986 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $986
- Property taxes
- $101
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,286
Over the life of the loan
- Loan amount
- $155,920
- Down payment
- $38,980
- Total interest
- $198,867
- Principal + interest paid
- $354,787
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
21314 Austin Ave, Port Charlotte, FL 33952
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532226 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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